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$499,900

12140 CAPRI CIRCLE S, TREASURE ISLAND, FL 33706

3D Tour
Active49 days on market

Beds

2

Baths

3

Sq Ft

1,450 sq ft

Year Built

1985

Lot Size

2.38 acres

Garage

2

About This Property

Welcome to waterfront living on the Isle of Capri in Treasure Island, where beautiful harbor views, thoughtful updates, and the laid-back Florida lifestyle come together. Surrounded by swaying palms and sparkling water, this beautifully updated townhome offers incredible views from every level, with dolphins and manatees often making an appearance right outside your door. The first level offers exceptional flexibility with a two-car garage featuring striking blue epoxy flooring and air conditioning, allowing the space to double as a bonus or recreation area. Sliding glass doors lead directly to a waterfront patio—the perfect setting for grilling, entertaining, or simply relaxing while overlooking the peaceful harbor. Upstairs, the main living area is warm and inviting, centered around a wood-burning fireplace with an elegant marble surround. Sliding doors extend the living space onto a private waterfront balcony, creating the perfect spot for morning coffee or an evening drink by the water. The kitchen is designed for both functionality and entertaining, featuring granite countertops, rich wood cabinetry, a movable island, pantry storage, and a breakfast bar. The third floor is dedicated to two spacious primary suites, each featuring polished wood flooring, vaulted ceilings, custom California closets, and beautifully appointed granite-and-marble bathrooms. The waterfront suite is especially impressive, showcasing a cedar-lined vaulted ceiling, oversized new Jacuzzi tub, separate shower, and private balcony with breathtaking harbor views. Recent improvements add even more peace of mind, including a 2025 first-floor HVAC system, 2025 washer, dryer, and dishwasher, along with hurricane shutters. Even better, the HOA includes flood insurance, with FEMA prepaid coverage extending through November 27, 2027. The community's private waterfront pool is chilled during the summer and heated in the winter, making it enjoyable year-round. Cast a line from the seawall or head over to nearby Roselli Park, offering tennis and pickleball courts, a playground, and a beautifully maintained dog park. Best of all, you're just minutes from the white-sand beaches of the Gulf, waterfront dining, local restaurants, boating, and everything that makes Treasure Island such a special place to call home. Pet-friendly and surrounded by water, this is more than a townhome—it's an opportunity to experience the Florida island lifestyle every single day.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8544997
StatusActive
Year Built1985
Stories2
Total Rooms3
ConstructionBlock, Wood Frame
RoofShingle
FoundationSlab
FacesSoutheast
SubdivisionCAPRI HARBOR CONDO
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorAccessibility Features, Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Window Treatments
FlooringConcrete, Epoxy, Luxury Vinyl, Tile
AppliancesConvection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorBalcony, Dog Run, Lighting, Private Mailbox, Sidewalk, Sliding Doors
Lot Size2.38 acres (103,734 sq ft)
Road SurfaceAsphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesWaterfront, Intracoastal Waterway

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$1,225 / Monthly
Senior CommunityNo

Financial Details

List Price$499,900
Original Price$549,900
Annual Taxes$7,306 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #233115132010077090

Directions

South on Gulf Blvd., to East on 116th Ave., North (Left) on 2nd Street E. to Capri Circle South.

Location

12140 CAPRI CIRCLE S, TREASURE ISLAND, FL 33706

Listing Information

OfficeCOMPASS FLORIDA, LLC
ListedSeptember 3, 2026

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Home Price

$499,900

20% ($99,980)
6.75%

Loan Term

Principal & Interest$2,594
Property Tax (est.)$458
Insurance (est.)$150
Total Monthly$3,202
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How to Buy This Home

Multiple financing options available for this $499,900 home in TREASURE ISLAND.

🏛️

FHA Loan

$17,497 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 22, 2026.

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