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$474,000

1820 S RIDGE DRIVE, VALRICO, FL 33594

3D Tour
Active7 days on market

Beds

4

Baths

2

Sq Ft

2,109 sq ft

Year Built

1999

Lot Size

0.16 acres

Garage

2

About This Property

Welcome home to 1820 S Ridge Dr, Valrico, FL 33594! Located in the desirable Brandon Ridge community, this beautifully updated 4-bedroom, 2-bath pool home offers 2,109 square feet of thoughtfully designed living space with a combination of style, comfort, and major improvements already in place. From the moment you step inside, you’ll appreciate the high ceilings, bright open feel, and functional split-bedroom floor plan. At the heart of the home is an inviting open-concept kitchen featuring beautiful quartz countertops, an updated layout, and newer stainless steel appliances approximately one year old, including a brand-new stove. With plenty of workspace and an easy connection to the main living areas, the kitchen is perfectly suited for both everyday living and entertaining. Large French doors open to your private Florida retreat, where a sparkling in-ground pool and spacious screened patio create the perfect setting for relaxing, entertaining, dining outdoors, or simply enjoying the Florida lifestyle year-round. The expansive primary suite offers its own private escape with two walk-in closets and direct access to the pool area. The ensuite bath features a garden tub, separate walk-in shower, dual sinks, and quartz countertops, providing both comfort and functionality. Major improvements add even more value, including a 2020 roof and updated HVAC system, giving the next owners the benefit of important upgrades already completed. Conveniently located near the shopping, dining, parks, schools, and everyday conveniences of Valrico and Brandon, this beautifully maintained pool home offers the space, updates, and outdoor lifestyle Florida buyers are looking for. 1820 S Ridge Dr is move-in ready and waiting to welcome its next owners. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8545191
StatusActive
Year Built1999
Stories1
Total Rooms4
ConstructionBlock, Stucco
RoofShingle
FoundationBlock, Slab
FacesNorth
SubdivisionBRANDON RIDGE UNIT 1
CountyHillsborough
OwnershipFee Simple
FurnishedPartially

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, L Dining, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile, Hardwood
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Microwave, Range, Range Hood, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingExhaust Fan
FireplaceYes ()

Exterior & Lot

ExteriorFrench Doors, Lighting, Private Mailbox, Sidewalk, Sliding Doors
Lot Size0.16 acres (7,000 sq ft)
Lot Dimensions70 x 100
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$345 / Annually
Senior CommunityNo

Financial Details

List Price$474,000
Original Price$479,000
Annual Taxes$7,083 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U32292134800000100017.0

Directions

From Downtown Tampa, Take I-4 east merge onto I-75 South towards Naples, Take Exit 257 for FL-60/Adamo Drive toward Brandon, Turn right onto S Mulrennan Road, Turn left onto Brooke Drive, Turn Right onto S Ridge Drive. Home is on the right.

Location

1820 S RIDGE DRIVE, VALRICO, FL 33594

Listing Information

OfficeREALTY HUB
ListedSeptember 3, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$474,000

20% ($94,800)
6.75%

Loan Term

Principal & Interest$2,459
Property Tax (est.)$435
Insurance (est.)$150
Total Monthly$3,044
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How to Buy This Home

Multiple financing options available for this $474,000 home in VALRICO.

🏛️

FHA Loan

$16,590 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,700 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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