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$405,000

2011 RECKER HIGHWAY, WINTER HAVEN, FL 33880

3D Tour
Active10 days on market

Beds

4

Baths

2

Sq Ft

2,000 sq ft

Year Built

2026

Lot Size

0.21 acres

Garage

1

About This Property

Discover this brand-new construction 4-bedroom, 2-bathroom single-family home, offering the perfect blend of modern style and functional living. The heart of the home is a contemporary kitchen featuring beautiful cabinetry, premium upgraded appliances, and clever design elements, including a hidden pantry and a dedicated coffee or liquor bar for effortless entertaining. The spacious living area provides an open, airy feel perfect for daily life or hosting guests. Retreat to the luxurious master suite, which acts as a private sanctuary with a spa-like bathroom. The master bath features a modern walk-in shower, a large soaking tub for ultimate relaxation, and generous his-and-her closets. Complete with a 1-car garage and located in the heart of Winter Haven, this home is move-in ready and designed for those who appreciate contemporary finishes and thoughtful, brand-new layouts.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8545235
StatusActive
Year Built2026
Total Rooms6
ConstructionBlock
RoofShingle
FoundationBlock, Slab
FacesEast
SubdivisionCARROLLS SUB PB 8 PG 7
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorHigh Ceilings, Living Room/Dining Room Combo, Walk-In Closet(s)
FlooringLuxury Vinyl, Tile
AppliancesMicrowave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorBalcony
Lot Size0.21 acres (9,261 sq ft)
Road SurfaceConcrete
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Available

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$405,000
Annual Taxes$308 (2025)
FinancingCash, Conventional, FHA
ZoningR-1C
Parcel #262830639000000170

Directions

Take I-4 toward Tampa. Take Exit 48 for Co Rd 557/State Rd 557 toward Lake Alfred/Winter Haven. Turn left onto Co Rd 557 S. Turn right onto US-92 W. Turn left onto 21st St NW. Turn right onto FL-655 (Recker Highway). The destination will be on your left.

Location

2011 RECKER HIGHWAY, WINTER HAVEN, FL 33880

Listing Information

OfficeEZ CHOICE REALTY
ListedSeptember 4, 2026

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Home Price

$405,000

20% ($81,000)
6.75%

Loan Term

Principal & Interest$2,101
Property Tax (est.)$371
Insurance (est.)$150
Total Monthly$2,623
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How to Buy This Home

Multiple financing options available for this $405,000 home in WINTER HAVEN.

🏛️

FHA Loan

$14,175 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$20,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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