Open House
Saturday, September 5 · 11:00 AM–2:00 PM
Beds
3
Baths
2
Sq Ft
1,275 sq ft
Year Built
1984
Lot Size
0.15 acres
Garage
2
About This Property
Virtually Staged. Location, location, location — love where you live! This move-in-ready 3-bedroom, 2-bath pool home offers thoughtfully updated living space in the heart of Oldsmar, with an open floor plan and 2-car attached garage. New laminate flooring runs throughout, starting in the light-filled living room just inside the front door. The kitchen opens to the family room, perfect for entertaining. Sliders off the family room open to the pool and fully fenced backyard, extending the living space outdoors. The primary suite includes laminate flooring and an en suite bath with an updated vanity and fixtures. Two secondary bedrooms share a second remodeled bathroom with a tub/shower combination. Additional peace of mind: this home stayed high and dry through the 2024 storms with no reported damage, and comes with a transferable flood insurance policy. Recent updates include, New Roof (2024), exterior and interior painting (2026), and lamiinate flooring (2026). Oldsmar is a golf-cart-friendly community with waterfront parks, playgrounds, dog parks, pickleball courts, and year-round events like concerts in the park and seasonal celebrations. You're just blocks from the scenic Tampa Bay shoreline and its beautiful sunrises, close to shopping, dining, golf, and schools — and only 20–25 minutes from Tampa International Airport. An excellent location at an amazing price — Schedule your showing today!
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
West on W Hillsborough Ave, left onto Lafayette Blvd, left on Shore Dr E, left onto Lexington St, left onto Windtree Pl, and right onto Timber Bay Cir e, home will be on the right.
Location
651 TIMBER BAY CIRCLE E, OLDSMAR, FL 34677
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$375,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $375,000 home in OLDSMAR.
🏛️
FHA Loan
$13,125 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$18,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.