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$399,900

10597/10595 101ST AVENUE, SEMINOLE, FL 33772

3D Tour
Active28 days on market

Beds

3

Baths

2

Sq Ft

1,720 sq ft

Year Built

1982

Lot Size

0.16 acres

Garage

1

About This Property

Seminole Duplex, just minutes from Seminole Lake. Newly updated! Newly installed separate water meters! Tenants occupid. Larger 2beds 1bath unit is rented for $1650 till 5/31/2027. Smaller 1bed 1bath unit is rented for $1200 till 5/31/2027. This side by side duplex offers an excellent opportunity for investment or owner occupancy. The larger unit provides approximately 1,048 sq ft with 2 bedrooms, 1 bathroom, a full kitchen, and an attached 1-car garage that also houses a private laundry area. A sliding door from the primary bedroom leads to a screened covered porch overlooking the backyard. The second unit is a 1-bedroom, 1-bath layout with 672 sq ft, a full kitchen, gated side access to the backyard, plus a convenient stackable washer and dryer inside the bedroom. Roof 2021, A/C 2020, new kitchen lighting, 2023 interior and exterior paint, tile flooring throughout the home, bathroom shower, tub, sink, and countertops professionally glazed. The property is move-in or rent-ready, with the potential to update for even stronger returns. Buyers seeking an income-producing option will appreciate the ability to live in one unit while renting out the other unit to help offset monthly costs. Location east of the 102nd Ave bridge near Seminole Blvd, quick routes to the Gulf beaches, grocery stores, restaurants, and the Largo Mall. This versatile duplex is worth seeing—opportunities like this don’t come up often in this area!

Property Overview

Property TypeResidential Income
Sub TypeDuplex
MLS #TB8545293
StatusActive
Year Built1982
ConstructionBlock
RoofShingle
FoundationSlab
SubdivisionLAKE GARDENS SUB
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Thermostat
LaundryIn Garage
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorFenced, Sliding Doors
Lot Size0.16 acres (6,904 sq ft)
Lot Dimensions60 x 115
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$399,900
Annual Taxes$5,828 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-4
Parcel #223015478260000220

Schools

ElementarySeminole Elementary-PN
MiddleOsceola Middle-PN
HighSeminole High-PN

Directions

From 19 Seminole blvd. do a u-turn on 108th St N, then turn right on 101st Ave N. the home is on your left.

Location

10597/10595 101ST AVENUE, SEMINOLE, FL 33772

Listing Information

OfficeSERVICE NEAR REALTY
ListedSeptember 3, 2026

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Home Price

$399,900

20% ($79,980)
6.75%

Loan Term

Principal & Interest$2,075
Property Tax (est.)$367
Insurance (est.)$150
Total Monthly$2,592
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $399,900 home in SEMINOLE.

🏛️

FHA Loan

$13,997 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 28, 2026.

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