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$242,000

2021 S CRYSTAL LAKE DRIVE, LAKELAND, FL 33801

3D Tour
Active32 days on market

Beds

4

Baths

2

Sq Ft

1,292 sq ft

Year Built

1956

Lot Size

0.21 acres

Garage

—

About This Property

NO HOA! FENCED YARD! 4 BEDROOMS! Welcome to this charming 4-bedroom, 2-bathroom block home in Lakeland, situated on just under a quarter acre. From the moment you arrive, the cute front porch sitting area gives the home a welcoming feel and offers the perfect spot to enjoy your morning coffee or unwind at the end of the day. Inside, you'll find a functional layout with a spacious living room and dining room combination, providing plenty of room for everyday living and entertaining. The primary bedroom features a private ensuite bathroom with dual sinks and a walk-in shower, while the second bathroom also offers dual sinks along with a tub and shower combination. Step outside to the fully fenced backyard, offering privacy and plenty of possibilities for outdoor enjoyment, pets, gardening, entertaining, or simply creating your own backyard retreat. And with no HOA, you have the freedom to enjoy your property without the additional restrictions and fees that come with many communities. The home also offers the peace of mind of having key major systems that have been well maintained, leaving you the opportunity to focus on the fun part—adding your own cosmetic touches and personal style to make this home truly yours. Conveniently located near shopping, restaurants, entertainment, and hospitals, this home puts many of Lakeland's everyday conveniences just a short drive away. With four bedrooms, two bathrooms, a fenced yard, block construction, no HOA, and plenty of potential to make it your own, this is an opportunity you won't want to miss!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8545327
StatusActive
Year Built1956
Stories1
Total Rooms8
ConstructionBlock
RoofOther
FoundationSlab
FacesNorth
SubdivisionCRYSTAL COURT
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Thermostat
FlooringCeramic Tile
AppliancesMicrowave, Range, Refrigerator
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Private Mailbox
FencingChain Link
Lot Size0.21 acres (9,161 sq ft)
Lot Dimensions72 x 127
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$242,000
Annual Taxes$1,694 (2025)
FinancingCash, Conventional, FHA
ZoningRA-3
Parcel #242828246600001020

Schools

ElementaryCrystal Lake Elem
MiddleCrystal Lake Middle/Jun
HighLakeland Senior High

Directions

While traveling South East on Bartow Rd, turn left on to S Crystal Lake Dr. 2021 will be on the right hand side of the road.

Location

2021 S CRYSTAL LAKE DRIVE, LAKELAND, FL 33801

Listing Information

OfficeJT REALTY & ASSOCIATES
ListedSeptember 4, 2026

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Home Price

$242,000

20% ($48,400)
6.75%

Loan Term

Principal & Interest$1,256
Property Tax (est.)$222
Insurance (est.)$150
Total Monthly$1,628
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $242,000 home in LAKELAND.

🏛️

FHA Loan

$8,470 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$12,100 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 5, 2026.

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