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$479,900

5520 SILVER SUN DRIVE, APOLLO BEACH, FL 33572

3D Tour
Active27 days on market

Beds

3

Baths

3

Sq Ft

2,438 sq ft

Year Built

2022

Lot Size

0.11 acres

Garage

2

About This Property

Welcome to the highly sought after master planned community of Waterset in Apollo Beach! Built in 2022, this beautifully maintained and thoughtfully upgraded home offers 3 bedrooms, 2.5 baths, and a spacious second floor loft with two closets and a half bath. This flexible space is perfect for a media room, home office, game room, or additional living area. Enter through the foyer into an open concept design enhanced by impressive 10 ft. ceilings, 8 ft. doors, 5 inch baseboards, ceramic tile, tray ceilings, Corian window sills, dimmable lighting, upgraded LED fixtures and ceiling fans, USB A/C outlets, and multiple CAT5 connections. The kitchen, featuring a gas stove, flows seamlessly into the dining and great room areas, creating an inviting setting for everyday living and entertaining. Additional features include an LG 4 door refrigerator, front loading LG washer and dryer, tankless water heater, gas connection for outdoor grilling, and a Schilage app based smart electronic front door lock with convenient keyless entry and security features. Enjoy Florida living from the screened lanai added in 2025 overlooking the fully fenced backyard completed in 2026. Energy saving window film and overhead garage storage add even more functionality to this move in ready home. Living in Waterset means enjoying an incredible array of community amenities, including multiple resort style pools and fitness centers, pickleball, tennis, basketball and volleyball courts, playgrounds, a splash pad, dog park, sports complex, café, miles of walking trails with outdoor fitness stations, and community gathering spaces. Shopping, dining, fitness, medical services, and everyday conveniences are also nearby. Modern construction, extensive upgrades, flexible living space, and the exceptional Waterset lifestyle come together at 5520 Silver Sun Drive. This beautiful home is ready to welcome its next owner!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8545362
StatusActive
Year Built2022
Stories2
Total Rooms6
ConstructionBlock, Other, Stucco
RoofShingle
FoundationOther, Slab
FacesNortheast
SubdivisionWATERSET PH 5A-1
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Other, Primary Bedroom Main Floor, Smart Home, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
FlooringCeramic Tile
AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Other, Range, Refrigerator, Tankless Water Heater, Washer
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther, Private Yard
Lot Size0.11 acres (4,880 sq ft)
Lot Dimensions40 x 122
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Public, Sprinkler Recycled, Street Lights, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$13 / Monthly
Senior CommunityNo

Financial Details

List Price$479,900
Original Price$489,900
Annual Taxes$10,503 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U263119B2S00008900010.0

Schools

ElementaryDoby Elementary-HB
MiddleEisenhower-HB
HighEast Bay-HB

Directions

From I-75 South, take the Big Bend Road exit west, turn left onto Waterset Boulevard, and follow community signs to Silver Sun Drive.

Location

5520 SILVER SUN DRIVE, APOLLO BEACH, FL 33572

Listing Information

OfficeLPT REALTY LLC
ListedSeptember 11, 2026

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Home Price

$479,900

20% ($95,980)
6.75%

Loan Term

Principal & Interest$2,490
Property Tax (est.)$440
Insurance (est.)$150
Total Monthly$3,080
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $479,900 home in APOLLO BEACH.

🏛️

FHA Loan

$16,797 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 8, 2026.

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