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$469,900

5520 SILVER SUN DRIVE, APOLLO BEACH, FL 33572

3D Tour
Active65 days on market

Beds

3

Baths

3

Sq Ft

2,438 sq ft

Year Built

2022

Lot Size

0.11 acres

Garage

2

About This Property

Move-in-ready Apollo Beach home in Waterset with three main-floor bedrooms, a flexible upstairs loft, screened lanai, and fenced backyard. Built in 2022, this 2,438-square-foot home features an open-concept layout, 10-foot ceilings, 8-foot doors, tray ceilings, and ceramic tile downstairs. The upstairs loft offers two closets and a half bath, with room for an office, media room, or extra living space. The kitchen features a gas range and opens to the dining area and great room. Other highlights include an LG four-door refrigerator, tankless water heater, smart keyless entry, front-loading washer and dryer, window tint, and added overhead garage storage. Relax on the screened lanai, added in 2025, overlooking the fenced backyard, completed in 2026. Waterset offers resort-style pools, fitness centers, sports courts, playgrounds, a splash pad, dog park, and walking trails. Nearby are dining, shopping, Apollo Beach Nature Preserve, and Gulf Coast beaches, with convenient access to US-41 and I-75. Dorothy C. York Innovation Academy (K–8) is in the community. The HOA is $151.44 annually; CDD fee applies. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8545362
StatusActive
Year Built2022
Stories2
Total Rooms6
ConstructionBlock, Other, Stucco
RoofShingle
FoundationOther, Slab
FacesNortheast
SubdivisionWATERSET PH 5A-1
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Other, Primary Bedroom Main Floor, Smart Home, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
FlooringCeramic Tile
AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Other, Range, Refrigerator, Tankless Water Heater, Washer
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther, Private Yard
Lot Size0.11 acres (4,880 sq ft)
Lot Dimensions40 x 122
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Public, Sprinkler Recycled, Street Lights, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$13 / Monthly
Senior CommunityNo

Financial Details

List Price$469,900
Original Price$489,900
Annual Taxes$10,503 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U263119B2S00008900010.0

Schools

ElementaryDoby Elementary-HB
MiddleEisenhower-HB
HighEast Bay-HB

Directions

From I-75 South, take the Big Bend Road exit west, turn left onto Waterset Boulevard, and follow community signs to Silver Sun Drive.

Location

5520 SILVER SUN DRIVE, APOLLO BEACH, FL 33572

Listing Information

OfficeLPT REALTY LLC
ListedSeptember 11, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$469,900

20% ($93,980)
6.75%

Loan Term

Principal & Interest$2,438
Property Tax (est.)$431
Insurance (est.)$150
Total Monthly$3,019
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $469,900 home in APOLLO BEACH.

🏛️

FHA Loan

$16,447 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 15, 2026.

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