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$379,900

407 ROYAL EMPRESS DRIVE, RUSKIN, FL 33570

3D Tour
Active27 days on market

Beds

5

Baths

3

Sq Ft

2,415 sq ft

Year Built

2022

Lot Size

0.14 acres

Garage

2

About This Property

Virtually Staged. $5K Seller Credit for the New Owners! MOVE IN READY 5 Bedroom, 2.5 Bath home loaded with upgrades? Believe it! The sought after 2022 Columbia Floorplan, from Lennar, in the Glencove at Bay Park Community delivers style, space, and value that's nearly impossible to find at this price. Even better, an ASSUMABLE FHA MORTGAGE at an under 5% interest rate is available to a qualified buyer, and could mean hundreds in monthly savings! All the finishing touches new construction makes you wait and pay extra for are already yours: a 20 x 25 Screened and Covered Lanai, Full Backyard Fencing, Custom Shelving in the Walk In Pantry, Elegant Wainscoting, a Whole House Reverse Osmosis Water Softener System, and more! With space for growth and multi-generational living, all that's left to do is unpack. This layout is designed for connection, with a Great Room blending the Kitchen, Dining, and Family areas so every generation gathers together with ease. The Kitchen anchors it all with a Central Island, Breakfast Bar, 2022 Stainless Steel GE Appliances, Designer Backsplash, and a generous Walk In Pantry with Custom Shelving and Spice Rack. Wainscoting wraps the Main Living Areas in warmth and polish. Glass Sliders lead to the Oversized 20' x 25' Screened Lanai and Fully Fenced Backyard, with room for barbecues, lawn games, pets on the run, and evenings under Solar Lights twinkling along the Fence peaks. The first floor Primary Bedroom is open and inviting, a wonderful place to relax and unwind at the end of the day, complete with space for a king sized bed, dual vanities in your En-Suite, and an extensive Walk In Closet with Custom Shelving, ideal for parents, in-laws, or anyone who prefers stair free living. Upstairs becomes its own private retreat: a versatile Loft for movie nights, games, or study, four generous bedrooms with Custom Closets, and a full bath with Dual Sink vanity to keep busy mornings running smoothly. The Paver Extended Driveway on both sides adds extra room for parking, while Crushed Shell along the home's exterior keeps yard maintenance easy. A quiet community with a pool and walking paths, LOW HOA and NO CDD complete the picture. Minutes from US-41, I-75, and the Little Manatee River. Your next chapter starts here. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8545384
StatusActive
Year Built2022
Stories2
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionGLENCOVE/BAYPARK PH 2
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s), Window Treatments
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Whole House R.O. System
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorHurricane Shutters, Irrigation System, Private Yard
FencingVinyl
Lot Size0.14 acres (6,001 sq ft)
Lot Dimensions40 x 150.03
Lot FeaturesLandscaped, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$144 / Monthly
Senior CommunityNo

Financial Details

List Price$379,900
Original Price$399,000
Annual Taxes$5,861 (2025)
FinancingAssumable, Cash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U053219C6800005000018.0

Directions

From I-75, merge onto FL-674 W / College Ave heading west toward Ruskin. Turn left onto Cypress Village Blvd, then turn right onto 19th Ave NE. Turn left onto 12th St NE, then turn right onto Royal Empress Drive. The home will be at 407 Royal Empress Drive.

Location

407 ROYAL EMPRESS DRIVE, RUSKIN, FL 33570

Listing Information

OfficeKELLER WILLIAMS TAMPA CENTRAL
ListedSeptember 17, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$379,900

20% ($75,980)
6.75%

Loan Term

Principal & Interest$1,971
Property Tax (est.)$348
Insurance (est.)$150
Total Monthly$2,469
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How to Buy This Home

Multiple financing options available for this $379,900 home in RUSKIN.

🏛️

FHA Loan

$13,297 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 14, 2026.

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