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- 6223 ROCK CREEK CIRCLE
$374,999
6223 ROCK CREEK CIRCLE, ELLENTON, FL 34222
Beds
3
Baths
2
Sq Ft
2,206 sq ft
Year Built
1999
Lot Size
0.18 acres
Garage
2
About This Property
Virtually Staged. Pond-Front Ellenton Home with 5.5% VA Assumable Loan – No CDD, Flood Zone X, 500 Sq Ft Screened Lanai Take over a 5.5% VA assumable loan on a pond-front home with no CDD, Flood Zone X, and about 70 feet of water frontage. Set in Covered Bridge Estates, 6223 Rock Creek Circle offers 3 bedrooms, 2 baths, 2,206 sq ft of living area, and 3,136 total sq ft under roof, plus roughly 500 sq ft of screened lanai that extends your living space outdoors. The home is built around light and water views. Soaring ceilings, oversized windows, and multiple sliding glass doors open the interior to the pond beyond. A true split-bedroom plan gives you two separate living areas: a formal living and dining room at the front, and a family room that opens to the kitchen and breakfast nook, where everyday life happens. The updated kitchen has new countertops, stainless steel appliances, plenty of prep space, and a large picture window over the sink facing the water. Sliders from the breakfast area lead straight to the screened lanai, so morning coffee, dinner outside, and weekend entertaining all happen with a view. The primary suite sits privately on its own side of the home. It has an oversized walk-in closet and an en-suite bath with dual vanities, a garden tub, a separate walk-in shower, and a private water closet. The two additional bedrooms and full bath are on the opposite side, which works well for guests, a home office, or quiet space. Several big-ticket items are already done: 2020 roof 2024 five-ton HVAC on a new hurricane-rated pad 2016 50-gallon water heater HOA dues are about $92 per month, with no annual CDD assessment. Flood Zone X generally means flood insurance is not federally required for most mortgages; buyers should confirm requirements with their own lender and insurance agent. Covered Bridge Estates offers a clubhouse, resort-style pool, fitness center, tennis and basketball courts, a playground, walking trails, and lakes throughout. RV storage, boat parking, and overflow parking are available for an additional fee. Community events include weekly Thursday food trucks. Quick I-75 access puts you about: 6 minutes from Ellenton Premium Outlets 10 minutes from Publix 15 minutes from Detwiler's Farm Market 25 minutes from Sarasota-Bradenton International Airport 30 minutes from downtown Sarasota 35–40 minutes from Anna Maria Island and downtown St. Petersburg, traffic depending In addition to the VA assumption opportunity, the seller's preferred lender is offering a credit toward a first-year rate buydown, subject to lender terms and buyer qualification. Schedule your private tour of 6223 Rock Creek Circle today.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Take Exit 224 for US-301 toward Ellenton/Palmetto. Head East on US-301 toward the Ellenton Premium Outlets. Turn Left onto 60th Ave E (just past the outlet mall area). Continue north on 60th Ave E and turn Right onto Mendoza Rd. Drive roughly 0.3 miles and turn Left at the main Covered Bridge Estates entrance onto 64th Ave E. Turn Left onto 39th Circle E.Take your first Left onto Rock Creek Circle. Follow the circle around—the home will be on your left overlooking the pond
Location
6223 ROCK CREEK CIRCLE, ELLENTON, FL 34222
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$374,999
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $374,999 home in ELLENTON.
🏛️
FHA Loan
$13,125 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$18,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Manatee County SHIP
Varies
Income-qualifying Manatee residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 11, 2026.