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- Ellenton Homes for Sale
- 6223 ROCK CREEK CIRCLE
Open House
Saturday, September 12 · 12:00 PM–2:00 PM
$374,999
6223 ROCK CREEK CIRCLE, ELLENTON, FL 34222
Beds
3
Baths
2
Sq Ft
2,206 sq ft
Year Built
1999
Lot Size
0.18 acres
Garage
2
About This Property
Virtually Staged. Pond-front with approximately 70 feet of water frontage, Flood Zone X, NO CDD, and approximately 500 sq ft of screened lanai space — 6223 Rock Creek Circle in Covered Bridge Estates lives far larger than its square footage. This 3-bedroom, 2-bath Ellenton home offers 2,206 sq ft of living area and 3,136 total sq ft under roof. The true split-bedroom floor plan offers two distinct living areas, with a formal living and dining room at the front of the home and a separate family room open to the kitchen and breakfast area. Soaring ceilings, oversized windows, and multiple sliding glass doors fill the home with natural light while drawing your attention to the peaceful water views beyond. The updated kitchen features new countertops, stainless steel appliances, generous workspace, and a large picture window above the sink overlooking the pond. Sliding doors from the breakfast area open directly to the expansive screened lanai — ideal for morning coffee, outdoor dining, entertaining, or simply relaxing by the water. The private primary suite offers an enormous walk-in closet and an en-suite bath with dual vanities, a garden tub, separate walk-in shower, and private water closet. Two additional bedrooms and a full bath are positioned on the opposite side of the home, providing excellent separation for guests, a home office, or quiet space. Major improvements include a 2020 roof, 2024 five-ton HVAC system installed on a new hurricane-rated pad, and a 2016 50-gallon water heater. The Flood Zone X designation means flood insurance is generally not federally required for most mortgages; buyers should confirm individual lender and insurance requirements. HOA dues are approximately $92 per month with NO annual CDD assessment. Covered Bridge Estates offers a clubhouse, resort-style pool, fitness center, tennis and basketball courts, playground, scenic walking trails, and lakes throughout the community. RV storage, boat parking, and overflow parking are available for an additional fee, along with neighborhood events including weekly Thursday food trucks. Located in Manatee County with quick access to I-75, the home is approximately 6 minutes from Ellenton Premium Outlets, 10 minutes from Publix, 15 minutes from Detwiler’s Farm Market, 25 minutes from Sarasota-Bradenton International Airport, 30 minutes from downtown Sarasota, and approximately 35–40 minutes from Anna Maria Island and downtown St. Petersburg, depending on traffic. A VA assumable loan may be available, and the seller’s preferred lender is offering a credit toward a first-year rate buydown, subject to lender terms and buyer qualification. Schedule your private tour of 6223 Rock Creek Circle today.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Take Exit 224 for US-301 toward Ellenton/Palmetto. Head East on US-301 toward the Ellenton Premium Outlets. Turn Left onto 60th Ave E (just past the outlet mall area). Continue north on 60th Ave E and turn Right onto Mendoza Rd. Drive roughly 0.3 miles and turn Left at the main Covered Bridge Estates entrance onto 64th Ave E. Turn Left onto 39th Circle E.Take your first Left onto Rock Creek Circle. Follow the circle around—the home will be on your left overlooking the pond
Location
6223 ROCK CREEK CIRCLE, ELLENTON, FL 34222
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$374,999
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $374,999 home in ELLENTON.
🏛️
FHA Loan
$13,125 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$18,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Manatee County SHIP
Varies
Income-qualifying Manatee residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 9, 2026.