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$389,900

2404 ARCH AVE, OLDSMAR, FL 34677

3D Tour
Active28 days on market

Beds

2

Baths

3

Sq Ft

1,888 sq ft

Year Built

2019

Lot Size

0.04 acres

Garage

1

About This Property

Virtually Staged. WELCOME TO WATERFRONT LIVING IN BAYSIDE TERRACE! Built in 2019, this spacious 2-bedroom, 2.5-bath townhome with an oversized loft offers 1,888 SF of beautifully designed living space in a gated community along Tampa Bay. The open-concept main level is designed for everyday living and entertaining, featuring real wood cabinetry, quartz countertops, included appliances and a large walk-in pantry. Storage is abundant throughout the home, with generous closets and thoughtfully designed storage space rarely found in townhome living. The dining and living areas flow effortlessly to a private screened porch, perfect for enjoying Florida living year-round. A ONE-YEAR-OLD A/C adds comfort and peace of mind! Upstairs, both oversized bedrooms feature private en-suite baths and excellent closet space, while the exceptionally spacious loft offers even more flexibility for a home office, media room, gym, playroom or second living area. The lifestyle continues outside your front door! Bayside Terrace offers resort-style amenities directly on Tampa Bay. Relax by the waterfront pool and enjoy spectacular west-facing sunsets from the cabanas, fish from the private community dock, or launch your kayak or paddleboard directly onto the bay. The community is gated with 24-hour virtual guard service, and pets are welcome! HOA fees include water, sewer, trash, basic cable, community amenities, maintenance, escrow reserves and 24-hour guard service. Leasing is permitted after two years of ownership. Centrally located in Oldsmar, with convenient access to Tampa, Clearwater, Westchase, Palm Harbor and Safety Harbor, plus nearby shopping, dining, parks, golf, recreation, Tampa International Airport and the Gulf beaches. Spacious. Storage-packed. Gated. Waterfront. Resort-style living. Come experience everything 2404 Arch Ave has to offer!

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8545397
StatusActive
Year Built2019
Total Rooms6
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionBAYSIDE TERRACE
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Coffered Ceiling(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room, Upper Level
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric
SecurityGated Community

Exterior & Lot

ExteriorRain Gutters, Sidewalk, Sliding Doors
Lot Size0.04 acres (1,960 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$580 / Monthly
Senior CommunityNo

Financial Details

List Price$389,900
Original Price$395,000
Annual Taxes$6,676 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRESI
Parcel #222816051520001000

Schools

ElementaryOldsmar Elementary-PN
MiddleCarwise Middle-PN
HighEast Lake High-PN

Directions

From Tampa Road, head south on Bayside Terrace Blvd and proceed to the gated entrance of Bayside Terrace. After entering the community, follow Bayside Terrace Blvd and community signage to Arch Ave. Turn onto Arch Ave and continue to 2404 Arch Ave. Property will be on your right.

Location

2404 ARCH AVE, OLDSMAR, FL 34677

Listing Information

OfficeORANGE GROVE PROPERTY SOLUTIONS
ListedSeptember 15, 2026

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Home Price

$389,900

20% ($77,980)
6.75%

Loan Term

Principal & Interest$2,023
Property Tax (est.)$357
Insurance (est.)$150
Total Monthly$2,531
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $389,900 home in OLDSMAR.

🏛️

FHA Loan

$13,647 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 13, 2026.

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