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$560,000

340 81ST AVENUE, ST PETE BEACH, FL 33706

3D Tour
Active1 days on market

Beds

2

Baths

2

Sq Ft

1,273 sq ft

Year Built

1949

Lot Size

0.18 acres

Garage

1

About This Property

This fully renovated 2BR/2BA Mid-Century Modern is move-in ready just steps from the beach. Open-concept living bathed in natural light through walls of windows and plantation shutters. Chef's kitchen boasts oversized countertops, soft-close cabinetry, and a full suite of new appliances including an induction cooktop. Both bedrooms offer new built-in closet systems; both baths feature frameless glass showers, with a freestanding soaking tub and waterfall faucet in the en-suite. Step outside to your private pool, fenced and landscaped backyard, and cabana with attached storage , an entertainer's dream. Major systems updated throughout: 200-amp panel, tankless water heater, underground utilities, and 4 new mini-splits. Just half a mile to Corey Avenue's shops, dining, and the Sunday Market, and under a mile to Upham Beach and Treasure Island. Strong seasonal rental history makes this a standout investment or forever home.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8545500
StatusActive
Year Built1949
Stories1
Total Rooms8
ConstructionBlock
RoofBuilt-Up
FoundationSlab
FacesNorth
SubdivisionST PETERSBURG BEACH REP
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorHigh Ceilings, Open Floorplan
FlooringCeramic Tile
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Tankless Water Heater, Washer
LaundryLaundry Room, Washer Hookup
CoolingMini-Split Unit(s)
HeatingHeat Pump

Exterior & Lot

ExteriorIrrigation System, Storage
FencingVinyl
Other StructuresCabana
Lot Size0.18 acres (7,815 sq ft)
Lot Dimensions62 x 125
Lot FeaturesFlood Insurance Required
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesGunite

Utilities

WaterNone
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$560,000
Annual Taxes$3,118 (2025)
FinancingCash, Conventional, FHA
Parcel #363115780300940130

Schools

ElementaryAzalea Elementary-PN
MiddleAzalea Middle-PN
HighBoca Ciega High-PN

Directions

From Corey Causeway head NORTH on Boca Ciega and then WEST on 81st Ave.

Location

340 81ST AVENUE, ST PETE BEACH, FL 33706

Listing Information

OfficeRESORT REALTY
ListedSeptember 3, 2026

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Home Price

$560,000

20% ($112,000)
6.75%

Loan Term

Principal & Interest$2,906
Property Tax (est.)$513
Insurance (est.)$150
Total Monthly$3,569
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $560,000 home in ST PETE BEACH.

🏛️

FHA Loan

$19,600 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$28,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.

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