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$419,998

9805 N 54TH STREET, TEMPLE TERRACE, FL 33617

3D Tour
Active1 days on market

Beds

4

Baths

2

Sq Ft

1,680 sq ft

Year Built

1959

Lot Size

0.18 acres

Garage

About This Property

Virtually Staged. Welcome to 9805 N 54th Street, a beautifully reimagined 4-bedroom, 2-bathroom home offering 1,680 square feet of fully remodeled living space. Every corner has been thoughtfully updated, creating a truly move-in-ready home with modern finishes throughout. Major improvements include a brand-new 2026 roof, 2026 windows, a new sliding glass door, and a 2024 HVAC system. Inside, you’ll find new flooring, contemporary lighting, a completely renovated kitchen, new appliances, and tastefully updated bathrooms. The spacious primary suite features a walk-in closet and a private, refreshed bathroom. Step outside to enjoy the fenced backyard, offering plenty of room for entertaining, relaxing, pets, or future outdoor improvements. With no HOA and no CDD, this home delivers both freedom and affordability in a convenient location. Schedule your private showing and experience this complete transformation for yourself!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8545553
StatusActive
Year Built1959
Stories1
Total Rooms3
ConstructionBlock
RoofMembrane
FoundationSlab
FacesWest
SubdivisionTEMPLE TERRACE PLAZA
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorKitchen/Family Room Combo, L Dining, Open Floorplan, Walk-In Closet(s)
FlooringLuxury Vinyl, Porcelain Tile
AppliancesConvection Oven, Microwave, Refrigerator
LaundryLaundry Closet, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorGarden, Lighting, Permeable Paving, Sliding Doors
Lot Size0.18 acres (7,823 sq ft)
Lot Dimensions74.5 x 105
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Water Available, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$419,998
Annual Taxes$552 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-75
Parcel #T22281955O00000200004.0

Directions

Heading North on Busch, make a left on N 56th St, make a left on E 98th Ave, make a right on N 54th St.

Location

9805 N 54TH STREET, TEMPLE TERRACE, FL 33617

Listing Information

OfficePEOPLE'S CHOICE REALTY SVC LLC
ListedSeptember 3, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$419,998

20% ($84,000)
6.75%

Loan Term

Principal & Interest$2,179
Property Tax (est.)$385
Insurance (est.)$150
Total Monthly$2,714
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How to Buy This Home

Multiple financing options available for this $419,998 home in TEMPLE TERRACE.

🏛️

FHA Loan

$14,700 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.

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