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$437,500

8096 SEAGARDEN LANE, LAND O LAKES, FL 34637

3D Tour
Active48 days on market

Beds

3

Baths

3

Sq Ft

2,074 sq ft

Year Built

2018

Lot Size

0.13 acres

Garage

2

About This Property

BUY THIS HOME WITH ZERO MONEY OUT OF POCKET!* YES, IT MAY BE POSSIBLE! With USDA 100% FINANCING available to qualified buyers and the SELLER OFFERING $10,000 TOWARD CLOSING COSTS, PREPAIDS, OR INTEREST RATE BUYDOWN WITH AN ACCEPTABLE OFFER, you could own this beautiful Connerton home with NO DOWN PAYMENT and potentially ZERO MONEY OUT OF POCKET at closing! Ask how to take advantage of this incredible opportunity! Welcome to VERONA AT CONNERTON, where beautiful crepe myrtle-lined streets, resort-style amenities, and an exceptional community lifestyle come together! This spacious 3-BEDROOM, 2.5-BATH HOME WITH UPSTAIRS LOFT offers a large backyard, flexible living spaces, and an impressive collection of 2025–2026 improvements. Step inside to an inviting open-concept floor plan featuring tile throughout the first floor, fresh interior paint, updated lighting, and ceiling fans. The spacious kitchen showcases NEW COUNTERTOPS (2025), a granite composite farmhouse sink, NEW dishwasher, gas range and disposal (2025), a large island with seating for four, and abundant cabinetry. The kitchen flows seamlessly into the dining and living areas, creating an ideal space for entertaining. Upstairs, the versatile 10' x 11' LOFT offers flexibility for a home office, media room, or additional living area. The oversized 21' x 13' PRIMARY SUITE features a generous closet and private bathroom with soaking tub and separate tiled shower. Two additional bedrooms, a full bathroom, and convenient upstairs laundry complete the second floor. Enjoy Florida living from the covered patio overlooking a LARGE BACKYARD WITH RAISED GARDEN BEDS, updated landscaping, and plenty of space for outdoor entertaining. Additional improvements include water softener/tankless system servicing, A/C maintenance, and a NEW A/C COMPRESSOR (JUNE 2026). And then there's the CONNERTON LIFESTYLE! Enjoy two community clubhouses, including the newest amenity center opened in August 2026, resort-style pools, splash areas, fitness facilities, pickleball, tennis, basketball, sand volleyball, playgrounds, fishing ponds, community events, and miles of scenic walking and biking trails. Conveniently located near shopping, dining, major roadways, and the developing Moffitt Speros healthcare and research campus near Ridge Road, this home combines modern updates, community amenities, and an outstanding homeownership opportunity! 3 BEDROOMS • 2.5 BATHS • LOFT • LARGE BACKYARD • $10,000 SELLER CONCESSIONS • USDA 100% FINANCING! WHY KEEP RENTING WHEN HOMEOWNERSHIP COULD BE WITHIN REACH? Schedule your showing today and ask how you may be able to purchase this home with ZERO MONEY OUT OF POCKET!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8545621
StatusActive
Year Built2018
Stories2
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionCONNERTON VILLAGE 2 PRCL 213 PH 1C
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingHeat Pump
SecuritySecurity System

Exterior & Lot

ExteriorIrrigation System, Private Mailbox, Rain Gutters, Sidewalk
Lot Size0.13 acres (5,572 sq ft)
Road SurfaceAsphalt, Concrete
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$87 / Monthly
Senior CommunityNo

Financial Details

List Price$437,500
Original Price$449,000
Annual Taxes$5,257 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningMPUD
Parcel #182525013.0018.00016.0

Schools

ElementaryConnerton Elem
MiddlePine View Middle-PO
HighLand O' Lakes High-PO

Directions

From I-75, take Exit 275 for SR-56 W toward Land O’ Lakes. Continue west as SR-56 becomes SR-54. Turn right onto US-41 N/Land O’ Lakes Blvd. Turn right into Connerton on Pleasant Plains Blvd. Continue on Pleasant Plains Blvd, bear right, then turn right onto Wonderment Way. Turn left onto Billowy Jaunt Dr, right onto Wistful Yearn Dr, left onto Starry Eyes Way, then right onto Seagarden Ln. Continue to 8097 Seagarden Ln.

Location

8096 SEAGARDEN LANE, LAND O LAKES, FL 34637

Listing Information

OfficeBRAINARD REALTY
ListedSeptember 3, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$437,500

20% ($87,500)
6.75%

Loan Term

Principal & Interest$2,270
Property Tax (est.)$401
Insurance (est.)$150
Total Monthly$2,821
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $437,500 home in LAND O LAKES.

🏛️

FHA Loan

$15,313 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,875 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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