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$624,999

4159 MALLARD DRIVE, SAFETY HARBOR, FL 34695

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

1,622 sq ft

Year Built

1978

Lot Size

0.24 acres

Garage

2

About This Property

This beautifully updated 3-bedroom, 2-bathroom pool home is ready for its next owner! Located on a quiet, no-through-traffic street in desirable North Bay Hills, this home offers the perfect combination of privacy, comfort, and convenience — ideal for families, empty nesters, or anyone looking for a peaceful place to call home. The split-bedroom floor plan provides excellent separation and privacy, while numerous updates throughout make this home truly move-in ready. The kitchen features brand-new stainless steel LG appliances, and the spacious primary suite has been upgraded with a completely remodeled bathroom, a large walk-in closet, and impact sliding doors leading directly to the covered lanai and screened-in pool area. Peace of mind comes standard with hurricane-rated protection throughout. The windows and doors are impact-rated, and the garage door is hurricane-rated as well — features that can provide added protection while potentially helping with insurance costs. Step outside and enjoy your own private Florida oasis with the screened-in pool and covered lanai, perfect for relaxing, entertaining, or enjoying the beautiful Florida lifestyle year-round. The backyard has been made practically maintenance free with turf recently installed. More time to enjoy the pool! And the location is hard to beat! North Bay Hills is conveniently close to excellent schools, shopping, restaurants, and everyday amenities. Best of all, you're only about a 10-minute golf cart ride to downtown Safety Harbor, where you'll find a wonderful mix of restaurants, bars, boutiques, and local events — including the famous Third Friday celebrations. For commuters and beach lovers, you're approximately 30 minutes from Tampa International Airport, Clearwater Beach, Honeymoon Island State Park, and downtown St. Petersburg. Updated, hurricane-protected, private, and perfectly located — this North Bay Hills home is ready to welcome its new owner. Come see what Florida living is all about!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8545624
StatusActive
Year Built1978
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionNORTH BAY HILLS
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
CoolingCentral Air, Mini-Split Unit(s)
HeatingCentral, Electric

Exterior & Lot

ExteriorSidewalk, Sliding Doors
Lot Size0.24 acres (10,332 sq ft)
Lot Dimensions76 x 135
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground, Pool Sweep, Screen Enclosure

Utilities

WaterNone
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$3 / Annually
Senior CommunityNo

Financial Details

List Price$624,999
Annual Taxes$7,557 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #272816603990010110

Schools

ElementaryLeila G Davis Elementary-PN
MiddleSafety Harbor Middle-PN
HighCountryside High-PN

Directions

From McMullen Booth road . East on 580 to right on North Bay Hills Blvd to right on Mallard dr to second right to address .

Location

4159 MALLARD DRIVE, SAFETY HARBOR, FL 34695

Listing Information

OfficeEXP REALTY LLC
ListedSeptember 4, 2026

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Preferred Time

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Home Price

$624,999

20% ($125,000)
6.75%

Loan Term

Principal & Interest$3,243
Property Tax (est.)$573
Insurance (est.)$150
Total Monthly$3,966
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $624,999 home in SAFETY HARBOR.

🏛️

FHA Loan

$21,875 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$31,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 5, 2026.

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