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$299,900

1824 ATLANTIC DRIVE, RUSKIN, FL 33570

3D Tour
Active18 days on market

Beds

3

Baths

2

Sq Ft

1,532 sq ft

Year Built

2010

Lot Size

0.10 acres

Garage

2

About This Property

Welcome to 1824 Atlantic Drive in Ruskin! This 3 bedroom, 2 bathroom home offers 1,532 square feet of comfortable living space, a beautiful water view, NO CDD, a low HOA, and the added peace of mind of a NEW ROOF being installed prior to closing. From the moment you step inside, you’ll appreciate the open living area, formal dining room, and functional floor plan designed for everyday living. The large kitchen features stainless steel appliances, plenty of cabinet space, and a convenient layout that flows easily into the main living and dining areas. The home also offers an inside laundry room and no carpet throughout, with hard flooring in every room. The spacious primary suite features a large walk-in closet and an ensuite bathroom complete with a stand-up shower and separate soaking tub. Two additional bedrooms and a full guest bathroom provide comfortable space for family, guests, a home office, or flex space. One of the standout features of this home is the large extended screened lanai overlooking the peaceful water view. Whether you’re enjoying morning coffee, outdoor dining, entertaining, or relaxing at the end of the day, this outdoor space offers the perfect Florida lifestyle setting. Additional highlights include being located outside of a flood zone, low HOA fees, and quick access to I-75 for an easy commute to Gulf beaches, dining, shopping, entertainment, and everything the Tampa Bay area has to offer. Don’t miss this opportunity to own a well maintained home with a new roof coming before closing, scenic water views, and a spacious outdoor retreat!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8545642
StatusActive
Year Built2010
Total Rooms7
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionWELLINGTON SOUTH AT BAY PARK
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Primary Bedroom Main Floor, Walk-In Closet(s)
FlooringCeramic Tile
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryIn Kitchen, Inside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk
FencingFenced, Vinyl
Lot Size0.10 acres (4,400 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$145 / Quarterly
Senior CommunityNo

Financial Details

List Price$299,900
Annual Taxes$5,092 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U04321985J00000300038.0

Directions

Take I-75 to Exit 240B (Ruskin/Sun City Ctr.) Travel west on SR674 (College) approx. 1 mi. to 21st St. at stoplight. Turn right on 21st. Turn left on Shell Point Rd. Turn right on Laguna Mill Dr. Left on Atlantic Drive

Location

1824 ATLANTIC DRIVE, RUSKIN, FL 33570

Listing Information

OfficeKELLER WILLIAMS SUBURBAN TAMPA
ListedSeptember 18, 2026

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Home Price

$299,900

20% ($59,980)
6.75%

Loan Term

Principal & Interest$1,556
Property Tax (est.)$275
Insurance (est.)$150
Total Monthly$1,981
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How to Buy This Home

Multiple financing options available for this $299,900 home in RUSKIN.

🏛️

FHA Loan

$10,497 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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