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$399,000

5280 COQUINA KEY DRIVE SE UNIT A, ST PETERSBURG, FL 33705

3D Tour
Active7 days on market

Beds

2

Baths

1

Sq Ft

825 sq ft

Year Built

1979

Lot Size

—

Garage

—

About This Property

Exceptional luxury first-floor waterfront condo with sweeping open views of Tampa Bay and an expansive brick patio perfect for relaxing, dining, or watching the water. This beautifully appointed 2BR/1BA residence features one king bed, one queen bed, inside laundry, and the ideal blend of comfort and resort-style living at Waterside at Coquina Key South. Offered fully furnished. Just lovely.. Inside washer dryer, very large bricked patio fully furnished. Back on market due to complex inability to gamify for conventional guidelines Fannie Mae or Freddie Mac all repairs on complex need to be completed. Located on a private island setting, enjoy breathtaking sunrises, passing Tampa cruise ships, and dolphins playing right outside your door. The community offers an impressive array of amenities including: • Yacht Club with waterfront bar?• Two heated pools• State-of-the-art fitness center?• Pickleball, tennis, basketball & volleyball courts?• Billiards & shuffleboard?• Scenic three-mile waterfront walking path?• Weekly social events and activities Just a short drive to the Gulf beaches, downtown St. Petersburg, dining, shopping, and entertainment. Located in the highly desirable South Village community, residents enjoy an impressive array of resort-style amenities including two heated pools, pickleball, volleyball, basketball, tennis courts, dog park, fitness center, yacht club with bar, yoga classes, library, and a full calendar of weekly social events. Enjoy favorites such as Taco Tuesday, Spaghetti Night, holiday celebrations, and festive boat parades — participate as much or as little as you like while still enjoying the tranquility of this peaceful community. Booked 10/22/26 to 11/22/26, open 11/24-12/31/26 then booked Jan thru April 7, 2027 Booking pass on to new owner. This unit has been professionally managed and cleaned well taken care of for two years with these owners. HVAC serviced regularly. Assessment starting 9/1/26 for three years is $576.97

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8545691
StatusActive
Year Built1979
Stories1
Total Rooms7
ConstructionStucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionWATERSIDE AT COQUINA KEY SOUTH
CountyPinellas
OwnershipCondominium
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
LaundryIn Kitchen, Laundry Closet
WindowsWindow Treatments
CoolingCentral Air
HeatingCentral, Electric
SecuritySecurity Gate, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Sidewalk
FencingVinyl
Road SurfaceAsphalt
ViewWater

Pool & Spa

Private PoolNo
Pool FeaturesGunite, Heated, In Ground
SpaHeated, In Ground

Waterfront

WaterfrontYes
FeaturesBay/Harbor Front, Waterfront, Bay/Harbor

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Fire Hydrant, Public

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$901 / Monthly
Senior CommunityNo

Financial Details

List Price$399,000
Annual Taxes$6,856 (2025)
Parcel #053217950950232801

Directions

4th St S to 39th or 45th Aves to beach dr to gate thru gate left on cobia to coquina key right to address

Location

5280 COQUINA KEY DRIVE SE UNIT A, ST PETERSBURG, FL 33705

Listing Information

OfficeREVOLUTION REAL ESTATE
ListedSeptember 4, 2026

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Preferred Time

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Home Price

$399,000

20% ($79,800)
6.75%

Loan Term

Principal & Interest$2,070
Property Tax (est.)$366
Insurance (est.)$150
Total Monthly$2,586
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How to Buy This Home

Multiple financing options available for this $399,000 home in ST PETERSBURG.

🏛️

FHA Loan

$13,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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