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$500,000

22240 WILLOW LAKES DRIVE, LUTZ, FL 33549

3D Tour
Active2 days on market

Beds

4

Baths

3

Sq Ft

2,207 sq ft

Year Built

1998

Lot Size

0.35 acres

Garage

3

About This Property

ROOF 2021 !!! HOT WATER TANK 2021 !!! NEW FENCE !!! OVERSIZED .35 ACRE LOT !!! Welcome to 22240 Willow Lakes Dr—a beautifully remodeled home where space, comfort, and Florida living come together. Ideally positioned at the end of a quiet cul-de-sac in desirable Willow Bend, this 4-bedroom, 3-bath residence offers 2,207 finished sq ft, a versatile floor plan, an expansive fenced backyard, and a 3-car garage. Step inside to soaring vaulted ceilings, a welcoming blend of wood and tile flooring, and an open-concept layout designed for both everyday living and entertaining. The formal dining and living areas flow naturally into the heart of the home—the chef’s kitchen, featuring tall white glazed cabinetry with solid-wood cabinet boxes, granite countertops, stainless steel appliances, recessed lighting, a stylish tile backsplash, and a generous breakfast bar. The kitchen overlooks the living room, while the adjacent breakfast area provides a bright, inviting space to enjoy meals with picturesque views of the backyard through double glass doors. The spacious family room is ideal for relaxing or gathering with friends and family, featuring high ceilings, abundant natural light, and a ceiling fan for added comfort. A well-organized laundry area provides plenty of functionality for daily life. The primary suite offers a peaceful retreat with large windows, abundant natural light, and double glass doors opening to the screened lanai. The ensuite bath delivers a spa-like experience with quartz countertops, dual vanities, a walk-in shower, and a garden tub. Two closets, including a walk-in, provide excellent storage. Three additional bedrooms offer flexibility for family, guests, or a home office, while the private rear in-law suite adds even more versatility with its own full bath and spacious walk-in closet. Outdoor living is a true highlight. The large screened-in lanai overlooks an expansive, fully fenced backyard featuring mature oak trees, rose bushes, and established landscaping. With room for pets, play, gardening, a pool, or outdoor entertaining, this exceptional yard provides a rare sense of space and privacy. The 3-car garage offers abundant parking, storage, or workshop potential and includes a Rubbermaid FastTrack wall organization system for keeping tools and equipment neatly stored. Enjoy the peace of a residential neighborhood while remaining close to Wiregrass Mall, Tampa Premium Outlets, I-75, I-275, and the Veterans Expressway/Suncoast Parkway. With restaurants, shopping, and entertainment nearby, plus no CDD and a very low annual HOA, this home offers an exceptional combination of lifestyle and value. Thoughtfully remodeled, remarkably spacious, and ideally located, 22240 Willow Lakes Dr is a home you'll want to experience in person. Schedule your private showing today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8545828
StatusActive
Year Built1998
Stories1
Total Rooms4
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionWILLOW BEND
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor
FlooringCeramic Tile, Engineered Hardwood
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSprinkler Metered
FencingWood
Lot Size0.35 acres (15,360 sq ft)
Lot FeaturesCul-De-Sac, Landscaped, Oversized Lot, Sidewalk
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Public

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$354 / Semi-Annually
Senior CommunityNo

Financial Details

List Price$500,000
Annual Taxes$6,665 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMPUD
Parcel #192631006.0000.00016.0

Directions

SR 54, S ON COLLLIER, R ONTO WILLOW LAKES TO END OF CUL-DE-SAC.

Location

22240 WILLOW LAKES DRIVE, LUTZ, FL 33549

Listing Information

OfficeSELLSTATE BAY REALTY
ListedSeptember 9, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$500,000

20% ($100,000)
6.75%

Loan Term

Principal & Interest$2,594
Property Tax (est.)$458
Insurance (est.)$150
Total Monthly$3,203
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How to Buy This Home

Multiple financing options available for this $500,000 home in LUTZ.

🏛️

FHA Loan

$17,500 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$25,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.

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