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$707,000

1297 PEACH TREE DRIVE, DUNEDIN, FL 34698

3D Tour
Active10 days on market

Beds

3

Baths

3

Sq Ft

2,162 sq ft

Year Built

1977

Lot Size

0.25 acres

Garage

2

About This Property

Virtually Staged. Privacy and a convenient location rarely come together quite like this. Nestled among the tree-lined streets of Spanish Pines, this residence backs onto Curlew Pond Nature Preserve, where the absence of rear neighbors creates a natural backdrop that feels worlds away from the everyday. Mornings begin with birdsong, evenings end beneath a canopy of color, and every day offers a little more peace than the last. Only nine homes within the community share this tranquil setting, and more than six years have passed since one was offered for sale. A sandstone-accented courtyard and foyer connect to a generously sized living and dining area. Anchoring the space is a centrally located kitchen, which has been recently refreshed with new quartz countertops, stainless steel appliances, fixtures, and painted wood cabinetry. Enjoy cozy moments in the additional family room or step outside to the screened lanai and pool overlooking the preserve. A covered front porch and side patio create two more places to relax. Indoor and outdoor living will blend in this home for an exceptional Florida experience. An avocado tree brings a seasonal treat you can pick from your own backyard. For guests, family, or in-laws, the split-bedroom floor plan offers comfortable separation. The large primary suite features direct pool access, a walk-in closet, and an updated ensuite bath with timeless tilework and a frameless glass walk-in shower. You will especially appreciate the indoor laundry room, half bath, and a two-car garage. The recently painted interior and exterior, impact-rated windows and sliders, a rescreened pool enclosure, newer flooring, and a location outside of flood and evacuation zones provide added peace of mind. Everyday necessities are close at hand. Minutes away is Historic Downtown Dunedin, one of Florida’s most charming coastal towns, known for walkable streets, locally owned boutiques, restaurants, and celebrated craft breweries. Nearby is the Pinellas Trail, the Dunedin Causeway, and the pristine shoreline and nature trails of Honeymoon Island, one of the nation's top-rated beaches. Whether you're heading out to explore or staying poolside, this is a place that feels exactly where you're meant to be.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8545967
StatusActive
Year Built1977
Stories1
Total Rooms10
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionSPANISH PINES 3RD ADD
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringLuxury Vinyl, Other, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
WindowsBlinds, Storm Window(s), Window Treatments
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorGarden, Irrigation System, Lighting, Rain Gutters, Sidewalk
FencingChain Link, Wood
Other StructuresShed(s), Storage
Lot Size0.25 acres (10,960 sq ft)
Lot Dimensions80 x 134
Lot FeaturesLandscaped, Near Golf Course, Near Public Transit, Sidewalk, Unincorporated
Road SurfacePaved
ViewTrees/Woods

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Gunite, Heated, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$100 / Annually
Senior CommunityNo

Financial Details

List Price$707,000
Annual Taxes$5,074 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-1
Parcel #132815845790000180

Schools

ElementaryGarrison-Jones Elementary-PN
MiddleDunedin Highland Middle-PN
HighDunedin High-PN

Directions

Spanish Pines entrance off Belcher, straight back to the address.

Location

1297 PEACH TREE DRIVE, DUNEDIN, FL 34698

Listing Information

OfficeKELLER WILLIAMS ST PETE REALTY
ListedOctober 14, 2026

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Home Price

$707,000

20% ($141,400)
6.75%

Loan Term

Principal & Interest$3,668
Property Tax (est.)$648
Insurance (est.)$150
Total Monthly$4,467
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $707,000 home in DUNEDIN.

🏛️

FHA Loan

$24,745 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$35,350 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 24, 2026.

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