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$295,000

1020 49TH STREET S, ST PETERSBURG, FL 33707

Active0 days on market

Beds

2

Baths

1

Sq Ft

1,054 sq ft

Year Built

1949

Lot Size

0.11 acres

Garage

1

About This Property

Unique residential opportunity with highly flexible CCS-1 zoning in St. Petersburg. Currently configured and functioning as a single-family residence, the property features a kitchen, bathrooms, bedrooms, living areas, and the layout and amenities expected of a residential home. CCS-1 (Corridor Commercial Suburban-1) zoning offers a broad range of potential uses, including residential, multifamily, live/work, and various commercial applications. This versatility creates an exceptional opportunity for an owner-occupant, investor, entrepreneur, or live/work user seeking flexibility. THE ADJACENT PROPERTY IS ALSO AVAILABLE FOR PURCHASE, offering the opportunity to acquire both properties together or purchase them separately, subject to availability. This presents additional potential for an expanded footprint, investment strategy, or future use. Property records may reflect a prior commercial use classification associated with previous business activity at the property. Buyer is responsible for independently verifying zoning, permitted use, occupancy, licensing, permitting, and any other applicable requirements with the City of St. Petersburg.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8546010
StatusActive
Year Built1949
Total Rooms5
ConstructionBlock, Concrete
RoofShingle
FoundationConcrete Perimeter
FacesWest
SubdivisionVINSETTA PARK ADD REV
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringVinyl
AppliancesRange, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorStorage
Lot Size0.11 acres (5,001 sq ft)
Lot FeaturesSidewalk
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$295,000
Annual Taxes$1,793 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #283116942480120040

Schools

ElementaryBear Creek Elementary-PN
MiddleAzalea Middle-PN
HighBoca Ciega High-PN

Directions

From I-275, take Exit 19 for 22nd Ave S. Head west on 22nd Ave S. Turn left onto 49th St S. Continue south on 49th St S to 1020 49th St S. Property will be on the right.

Location

1020 49TH STREET S, ST PETERSBURG, FL 33707

Listing Information

OfficeKELLER WILLIAMS ST PETE REALTY
ListedSeptember 11, 2026

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Home Price

$295,000

20% ($59,000)
6.75%

Loan Term

Principal & Interest$1,531
Property Tax (est.)$270
Insurance (est.)$150
Total Monthly$1,951
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $295,000 home in ST PETERSBURG.

🏛️

FHA Loan

$10,325 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.

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