Skip to main content
1 / 55

$475,000

14865 SEMINOLE TRAIL, SEMINOLE, FL 33776

3D Tour
Active28 days on market

Beds

3

Baths

4

Sq Ft

2,228 sq ft

Year Built

1998

Lot Size

0.03 acres

Garage

1

About This Property

Coastal luxury meets effortless Florida living in this beautifully updated waterfront townhome, ideally located just 2 miles from the beach in the desirable Tara Cay North community. Offering approximately 2,228 square feet of thoughtfully designed living space across three levels, this exceptional 3-bedroom, 4-bath residence combines sophisticated updates, expansive living areas, and serene Intracoastal views. From the moment you enter, the home welcomes you with an abundance of natural light and an inviting sense of space. The main living level features an open-concept design with a spacious living and dining area and a beautifully updated kitchen appointed with shaker-style cabinetry, dark stainless-steel appliances, an oversized breakfast bar, and additional cabinetry for exceptional storage. A bedroom and full bath complete this level, providing a comfortable and private space for family or guests. The upper level is dedicated to two luxurious primary suites, each offering a private retreat with generous sitting areas and en-suite bathrooms. The larger primary suite features vaulted ceilings and two walk-in closets, creating an especially spacious and relaxing retreat. The conveniently located upper-level laundry area adds everyday ease and functionality. The ground level offers an impressive and highly versatile bonus space with a full bathroom, closet, and wet bar. Perfectly suited for a fourth bedroom, private guest quarters, second living area, home office, fitness studio, or entertainment space, this level provides endless possibilities. Step outside and embrace the best of waterfront living. A private first-floor patio and second-floor screened balcony provide multiple spaces for morning coffee, sunset cocktails, or quiet relaxation overlooking the peaceful mangroves and Intracoastal waters. The private hot tub creates an inviting outdoor retreat, while the dock just steps from the patio offers direct water access for boating, kayaking, fishing, or simply enjoying the coastal surroundings. The oversized one-car garage adds exceptional convenience with an EV charging station, built-in cabinetry, and abundant storage. Tara Cay North is a well-maintained, pet-friendly community offering a refreshing pool, boat ramp, and low HOA fees. With its refined interior, flexible three-level floor plan, private dock, tranquil waterfront setting, and exceptional proximity to the Gulf beaches, this is Florida coastal living at its finest.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8546280
StatusActive
Year Built1998
Total Rooms11
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionTARA CAY SOUND NORTH
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, High Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Split Bedroom, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Luxury Vinyl
AppliancesBar Fridge, Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
LaundryElectric Dryer Hookup, Washer Hookup
WindowsShutters
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony
Lot Size0.03 acres (1,368 sq ft)
Road SurfacePaved
ViewWater
0

Waterfront

WaterfrontYes
FeaturesCanal Front, Canal - Saltwater, Intracoastal Waterway

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$403 / Monthly
Senior CommunityNo

Financial Details

List Price$475,000
Original Price$485,000
Annual Taxes$7,034 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRPD-10
Parcel #193015897760001220

Schools

ElementaryOakhurst Elementary-PN
MiddleSeminole Middle-PN
HighSeminole High-PN

Directions

From Seminole Blvd, head south and turn right onto 102nd Ave. Continue on 102nd Ave to the end and turn left onto Hamlin Blvd. Turn right onto Seminole Trail. At the fork, bear left, continuing on Seminole Trail and passing the mail house. The property will be on the left.

Location

14865 SEMINOLE TRAIL, SEMINOLE, FL 33776

Listing Information

OfficeKELLER WILLIAMS GULF BEACHES
ListedSeptember 8, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$475,000

20% ($95,000)
6.75%

Loan Term

Principal & Interest$2,465
Property Tax (est.)$435
Insurance (est.)$150
Total Monthly$3,050
Full Calculator →

Nearby Schools

How to Buy This Home

Multiple financing options available for this $475,000 home in SEMINOLE.

🏛️

FHA Loan

$16,625 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Seminole

More Homes in Seminole

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 5, 2026.

Call (813) 733-7907TextContact