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$485,000

1407 E NORTH BAY STREET, TAMPA, FL 33603

3D Tour
Active37 days on market

Beds

3

Baths

2

Sq Ft

1,804 sq ft

Year Built

1944

Lot Size

0.27 acres

Garage

—

About This Property

From the moment you arrive, you’ll notice the inviting curb appeal, generous driveway parking, and charming front porch featuring modern tile, a statement wood ceiling, and a beautiful custom front door. Step inside to an open-concept floor plan with a spacious living room complete with a fireplace and recessed lighting on dimmers. The kitchen is truly a showstopper, featuring a full renovation with beautiful finishes, ample storage, and a large island that makes cooking and entertaining a breeze. The split-bedroom floor plan offers privacy and functionality. The generously sized primary suite is conveniently located at the front of the home and features vaulted ceilings, large windows, and a stunning en-suite bathroom. The spa-like bath includes a large walk-in shower with dual shower heads, an oversized niche for all your essentials, a dual vanity, and a walk-in closet designed to impress. The two additional bedrooms are exceptionally spacious, offering plenty of room for guests, family, a home office, or flexible living needs. The beautifully renovated guest bathroom features a striking hexagon tile floor and a shower/tub combination. And then there’s the backyard! One of the true highlights of this property, the expansive outdoor space offers endless possibilities. Relax or entertain on the covered back porch, complete with vaulted ceilings and a ceiling fan, while enjoying all the space this oversized lot has to offer. The side gate opens fully, providing convenient access for additional parking, a boat, RV, or other recreational toys. The list of updates is extensive, including a new roof 2024, HVAC system (2020), brand-new ductwork (2021), complete electrical rewire (2021), new plumbing including the main line (2021), new drywall (2021), wood-based waterproof laminate flooring throughout, and a new fence. Come see why this property is such a gem and experience the possibilities for yourself. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8546337
StatusActive
Year Built1944
Stories1
Total Rooms3
ConstructionBlock
RoofShingle
FoundationBlock
FacesNorth
SubdivisionMC EWENS C S
CountyHillsborough
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Primary Bedroom Main Floor, Solid Surface Counters, Thermostat, Vaulted Ceiling(s)
FlooringLuxury Vinyl
AppliancesConvection Oven, Disposal, Dryer, Refrigerator, Tankless Water Heater, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorOther
Lot Size0.27 acres (11,700 sq ft)
Lot Dimensions78 x 150
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$485,000
Annual Taxes$6,705 (2025)
FinancingCash, Conventional, FHA
ZoningSH-RS
Parcel #A0629194LX00000100004.0

Directions

from Martin luther king turn left onto N 15th st left onto E North Bay to address

Location

1407 E NORTH BAY STREET, TAMPA, FL 33603

Listing Information

OfficeCOMPASS FLORIDA LLC
ListedSeptember 10, 2026

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Preferred Time

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Home Price

$485,000

20% ($97,000)
6.75%

Loan Term

Principal & Interest$2,517
Property Tax (est.)$445
Insurance (est.)$150
Total Monthly$3,111
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How to Buy This Home

Multiple financing options available for this $485,000 home in TAMPA.

🏛️

FHA Loan

$16,975 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$24,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.

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