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$498,000

10908 GILLETTE AVENUE, TEMPLE TERRACE, FL 33617

3D Tour
Active1 days on market

Beds

4

Baths

3

Sq Ft

2,344 sq ft

Year Built

1981

Lot Size

0.34 acres

Garage

2

About This Property

Temple Terrace's most desirable pockets. Inside, enjoy a redesigned open floor plan, vaulted ceilings, oversized windows that flood the home with natural light, remodeled bathrooms, granite counters throughout, and custom epoxy flooring. The family room's wood-burning fireplace and sliding doors open to a large covered lanai and screened pool — now with an added electric pool heater for year-round enjoyment. Outside, mature oak trees and a spacious fenced yard offer privacy and curb appeal on an oversized homesite. This home is move-in ready and totally livable, with pricing reflecting a roof, pool resurfacing, some pool screen replacement, and copper plumbing that will need attention in the coming years — giving the next owner room to update on their own terms while enjoying a beautiful, solid home now. Located minutes from USF, I-75, and the Hillsborough River, with easy access to the Temple Terrace Golf & Country Club and Recreation Complex. Don't miss this rare opportunity in a golf-cart-friendly community voted Best Hometown in 2024!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8546405
StatusActive
Year Built1981
Stories2
Total Rooms9
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionFRANCES ARBOR VILLAS
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringConcrete, Epoxy
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorNone
Lot Size0.34 acres (15,000 sq ft)
Lot Dimensions125 x 120
Lot FeaturesNear Golf Course
Road SurfaceAsphalt
ViewTennis Court

Pool & Spa

Private PoolYes
Pool FeaturesHeated, In Ground, Lighting

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Fiber Optics

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$225 / Annually
Senior CommunityNo

Financial Details

List Price$498,000
Annual Taxes$5,297 (2025)
ZoningR-10
Parcel #T14281954100000700017.0

Directions

From I-75, take Fowler Avenue west to Gillette Avenue. Turn left (south) onto Gillette Avenue. Continue to 10908 Gillette Avenue; the home will be on the west/right side of the road.

Location

10908 GILLETTE AVENUE, TEMPLE TERRACE, FL 33617

Listing Information

OfficePINEYWOODS REALTY LLC
ListedSeptember 9, 2026

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Home Price

$498,000

20% ($99,600)
6.75%

Loan Term

Principal & Interest$2,584
Property Tax (est.)$457
Insurance (est.)$150
Total Monthly$3,191
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How to Buy This Home

Multiple financing options available for this $498,000 home in TEMPLE TERRACE.

🏛️

FHA Loan

$17,430 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,900 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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