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$449,000

1860 ALBERTA DRIVE, CLEARWATER, FL 33756

3D Tour
Active14 days on market

Beds

3

Baths

2

Sq Ft

1,402 sq ft

Year Built

1959

Lot Size

0.21 acres

Garage

2

About This Property

No HOA. No CDD. No association fees. Add Flood Zone X and a non-evacuation-zone location, and you have a combination that's hard to find anywhere in Pinellas County. That freedom makes this home a fit for full-time living, a seasonal Florida base, or an investment property. This single-story, 3-bedroom, 2-bath home offers 1,402 sq ft with an open, easy-flowing layout. The big-ticket items are already handled: 2019 roof 2017 HVAC 2021 windows and doors The updated kitchen is the heart of the home, with granite counters, stainless-steel appliances, modern cabinetry, and a designer tile backsplash. It opens straight into the living and dining areas, so whoever's cooking stays part of the conversation. Tile runs throughout with no carpet anywhere, and both bathrooms have been updated with contemporary finishes. Energy-efficient lighting and an attic fan help keep cooling costs in check. Irrigation runs off a well, so a green lawn won't inflate your water bill. Then there's the lot. At 9,165 sq ft (about 0.21 acres, 85 x 108) and level, it gives you real room to create the backyard you want. A pool, an outdoor kitchen, or boat and RV parking could all fit, subject to zoning and permitting. The attached 2-car garage and driveway cover parking and storage. The central location puts you about: 5 minutes to Eagle Lake Park and Highland Recreation Complex 10 minutes to downtown Clearwater and Coachman Park 15–20 minutes to Clearwater Beach, Indian Rocks Beach, and Sand Key 30 minutes to downtown St. Petersburg and Tampa International Airport Updated inside, major systems done, a big usable lot, and none of the fees or restrictions that come with most Pinellas homes. Schedule your private showing and see the possibilities for yourself.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8546441
StatusActive
Year Built1959
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionROSERY GROVE VILLA
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat, Window Treatments
FlooringTile
AppliancesDishwasher, Dryer, Electric Water Heater, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
WindowsDrapes
CoolingCentral Air
HeatingCentral
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorLighting, Private Mailbox
FencingChain Link, Fenced
Lot Size0.21 acres (9,165 sq ft)
Lot Dimensions85 x 108
Lot FeaturesLandscaped, Level
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic, Well
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Electricity Connected, Phone Available, Public, Sewer Available, Sewer Connected, Underground Utilities, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$449,000
Annual Taxes$5,276 (2024)
FinancingCash, Conventional, FHA, VA Loan
Parcel #272915770400020220

Schools

ElementaryPonce de Leon Elementary-PN
MiddleLargo Middle-PN
HighLargo High-PN

Directions

From Missouri Ave, head east on Rosery Rd, then turn north onto Alberta Dr. The home will be on your left at 1860 Alberta Dr.

Location

1860 ALBERTA DRIVE, CLEARWATER, FL 33756

Listing Information

OfficeKELLER WILLIAMS ON THE WATER S
ListedSeptember 22, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$449,000

20% ($89,800)
6.75%

Loan Term

Principal & Interest$2,330
Property Tax (est.)$412
Insurance (est.)$150
Total Monthly$2,891
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $449,000 home in CLEARWATER.

🏛️

FHA Loan

$15,715 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.

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