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$650,000

3915 HEADSAIL DRIVE, NEW PORT RICHEY, FL 34652

Active0 days on market

Beds

3

Baths

2

Sq Ft

1,492 sq ft

Year Built

1969

Lot Size

0.19 acres

Garage

2

About This Property

Welcome to waterfront living! This beautifully renovated 3-bedroom, 2-bath single-family home brings the perfect combination of modern comfort while offering a coastal lifestyle. Situated on a canal with a private dock, this property is ideal enjoying the peaceful Florida waterfront view, and all it has to offer, from your own backyard. Inside, the home has been extensively updated from top to bottom. The completely renovated kitchen features all-new finishes and appliances, while both bathrooms have been fully renovated with stylish, modern finishes. The spacious primary bedroom offers a private retreat with a beautifully renovated en-suite bathroom and a walk-in closet. Two additional bedrooms provide comfortable accommodations for family, guests, a home office, or flexible living space, and share a second fully renovated bathroom. Major improvements include a new roof, roof-deck insulation for improved energy efficiency, new A/C system and ductwork, new water heater, new windows, and fresh interior and exterior paint. The interior features new 24" x 48" large-format tile flooring throughout, new solid-core interior doors and hardware, new baseboards, crown molding in the living room and kitchen, new blinds, and new light fixtures and electrical switches/receptacles throughout. New exterior doors, a new fire-rated garage door, and updated hardware and locks throughout add to the home's quality and functionality. The completely renovated kitchen features all-new finishes and appliances, while both bathrooms have been fully renovated with a fresh, modern design. New exterior doors and a new fire-rated garage door add to the home's quality and functionality. Outdoor and garage improvements continue with a new dock, improved backyard/deck, epoxy-coated garage floor, freshly painted garage, and new garage door opener. Updated landscaping and exterior improvements enhance the home's curb appeal. NO Mandatory HOA! However, Enjoy optional Beach Club Membership of $200/year for private beach access for community. Also, offered at $125/year, join the Gulf Harbors Civic Association, and get access to two boat ramps, game room, notary services, and other community events and benefits. Located near the Gulf and within one a of beautiful Robert K. Rees Memorial Park Beach, this home puts beaches, boating, and outdoor recreation close at hand. Just a couple miles away, you can explore the quaint, but up-and-coming Downtown New Port Richey area. Downtown Tarpon Springs is within five miles, offering the historic charm of the city, the famous Sponge Docks, Greek cuisine, unique shops, galleries, waterfront attractions, and a vibrant walkable downtown. With extensive renovations already completed, a private dock, canal frontage, and a desirable coastal location, this Flor-a-Mar home is ready to enjoy.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8546495
StatusActive
Year Built1969
Stories1
Total Rooms9
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationBlock
FacesSouthwest
SubdivisionFLOR A MAR
CountyPasco
OwnershipFee Simple

Interior Features

InteriorLiving Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s)
FlooringPorcelain Tile
AppliancesDishwasher, Range, Range Hood, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorRain Gutters, Sidewalk, Sliding Doors
FencingChain Link
Lot Size0.19 acres (8,334 sq ft)
Road SurfaceAsphalt, Paved
ViewWater
0

Waterfront

WaterfrontYes
FeaturesCanal - Saltwater

Utilities

WaterCanal/Lake For Irrigation
SewerPrivate Sewer
UtilitiesElectricity Available, Electricity Connected, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$125 / Annually
Senior CommunityNo

Financial Details

List Price$650,000
Annual Taxes$3,151 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR4
Parcel #1226150070010000060

Directions

Head West on Floramar Terrace from US-19. Follow Road and Take right onto Headsail Dr. House is on the left.

Location

3915 HEADSAIL DRIVE, NEW PORT RICHEY, FL 34652

Listing Information

OfficeNEW VISION REALTY INC
ListedSeptember 10, 2026

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Home Price

$650,000

20% ($130,000)
6.75%

Loan Term

Principal & Interest$3,373
Property Tax (est.)$596
Insurance (est.)$150
Total Monthly$4,119
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How to Buy This Home

Multiple financing options available for this $650,000 home in NEW PORT RICHEY.

🏛️

FHA Loan

$22,750 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$32,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.

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