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$399,900

285 107 AVENUE UNIT 306, TREASURE ISLAND, FL 33706

3D Tour
Active39 days on market

Beds

2

Baths

2

Sq Ft

1,055 sq ft

Year Built

1974

Lot Size

,

Garage

,

About This Property

Stunning 2BR/2BA Waterfront Condo in the Heart of Treasure Island – Turnkey and Perfect for Full-Time Living or a Tropical Getaway. This bright and inviting condo offers a premier waterfront lifestyle with breathtaking water views and a spacious, open living and dining area. The vintage kitchen adds charming character and is ready for your updates, while the large primary bedroom features an en-suite bath complete with walk-in shower and ample closet space, and the second bedroom provides generous room and easy access to the second full bath with tub/shower . Sold completely turn-key, this residence is ideal as a full-time home or a carefree vacation retreat. Enjoy the serenity of Treasure Island with low HOA fees, a superb location just steps from pristine white sugary sand of Treasure Island, and close proximity to a variety of restaurants and shops. A short drive brings you to downtown St. Petersburg and all of its cultural amenities, dining, and nightlife. This condo has it all: water frontage, convenience, and a location that makes every day feel like a vacation.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8546574
StatusActive
Year Built1974
Stories6
Total Rooms8
ConstructionBlock, Concrete, Stucco
RoofBuilt-Up
FoundationSlab
FacesNorth
SubdivisionST JAMES CONDO
CountyPinellas
OwnershipCondominium
FurnishedFurnished

Interior Features

InteriorLiving Room/Dining Room Combo, Open Floorplan
FlooringTile
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
LaundryCommon Area
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Outdoor Grill, Sliding Doors
Lot FeaturesFloodZone, City Lot, Landscaped
Road SurfaceAsphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesCanal Front, Intracoastal Waterway

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$399,900
Original Price$424,900
Annual Taxes$5,520 (2025)
FinancingCash, Conventional
Parcel #233115779120000306

Schools

ElementaryMadeira Beach Elementary-PN
MiddleMadeira Beach Middle-PN
HighOsceola Fundamental High-PN

Directions

From Gulf Blvd turn east on 107th Avenue. Proceed .3 miles and St James is on the right. Park in visitors parking parallel to the road.

Location

285 107 AVENUE UNIT 306, TREASURE ISLAND, FL 33706

Listing Information

OfficeSMITH & ASSOCIATES REAL ESTATE
ListedSeptember 11, 2026

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Home Price

$399,900

20% ($79,980)
6.75%

Loan Term

Principal & Interest$2,075
Property Tax (est.)$367
Insurance (est.)$150
Total Monthly$2,592
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $399,900 home in TREASURE ISLAND.

🏦

Conventional

$19,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 22, 2026.

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