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$650,000

1325 21ST AVENUE N, ST PETERSBURG, FL 33704

Active0 days on market

Beds

3

Baths

2

Sq Ft

1,344 sq ft

Year Built

1949

Lot Size

0.12 acres

Garage

1

About This Property

SWOON WORTHY location alert! Welcome to the kind of home that makes you fall in love with St. Pete living. Bike to downtown for brunch, stroll to grab some matcha at the neighborhood coffee stop, hop into a yoga class or take the short walk to Crescent Lake Park. Tucked into the charming, tree-lined streets of Euclid St. Paul’s, this HIGH & DRY, BLOCK construction, 3-bedroom, 2-bath bungalow in FLOOD ZONE X blends character, comfort and the true St Pete lifestyle—all just minutes from Downtown St. Pete. Peace of mind never looked so good! From the moment you arrive, the covered front porch invites you to slow down, grab a coffee and enjoy one of St. Pete’s most loved historic neighborhoods. *SWOON* Brick streets, waving as neighbors walk by, beautiful historic homes and easy access to the Sunshine City. Inside, light, bright and thoughtful updates create a home that feels warm and welcoming. This home lives large and comfortable. The front entry is perfect for either formal dining, extra living room or anything in between. At the heart of the home is a spacious renovated kitchen featuring granite countertops, soft-close shaker cabinetry, stainless steel appliances and pantry storage, with plenty of room to cook, gather and entertain. This home underwent a major addition in 2015 including tall ceilings, a large living room, primary suite, ensuite bath and MASSIVE custom closet. The functional split-bedroom floor plan gives the primary suite its own privacy at the back of the house. Did we mention the interior laundry room!? I hear boxes being checked! Built-in closet systems throughout, a linen closet, generous bedrooms and closets, pantry and detached garage mean there is truly a place for everything. But the backyard may just steal the show. Designed to be enjoyed rather than maintained, this private outdoor escape features low-maintenance turf, pavers, mature landscaping, climbing jasmine, café lights, a new privacy fence and a covered rear porch. Picture slow Sunday mornings with coffee, dinner under the lights, friends gathered for happy hour, or dogs enjoying the fully fenced yard. Paved alley access means you only have a neighbor on one side, adding an extra sense of privacy. A detached one-car garage with additional storage completes the space. This location has it all right at your fingertips... Crescent Lake Park, Downtown St. Pete, restaurants, the waterfront all close by. Trader Joe’s, Fresh Market, Karma Eatery, Sunken Gardens and the shops and restaurants along 4th Street are just minutes away. Hop on I-275 and you have easy access to Tampa, Tampa International Airport and the Gulf beaches. Major improvements include water heater (2024), air handler (2021), front roof (2014), primary-suite addition roof (2015), updated windows, plus extensive exterior improvements including the fence, turf, pavers and landscaping. Scheduled your private tour today and become part of the Euclid St Paul's neighborhood!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8546642
StatusActive
Year Built1949
Stories1
Total Rooms10
ConstructionStucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionEUCLID GROVE
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat
FlooringCarpet, Tile, Vinyl
AppliancesDishwasher, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Private Yard
Lot Size0.12 acres (5,349 sq ft)
Lot Dimensions45 x 120
Road SurfaceBrick
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Sewer Available, Water Available

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$650,000
Annual Taxes$4,531 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #133116262080010070

Directions

Take 22nd Ave N exit, right onto 9th Ave N, Left on 21st Ave N. House is on left.

Location

1325 21ST AVENUE N, ST PETERSBURG, FL 33704

Listing Information

OfficeKELLER WILLIAMS ST PETE REALTY
ListedSeptember 10, 2026

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Home Price

$650,000

20% ($130,000)
6.75%

Loan Term

Principal & Interest$3,373
Property Tax (est.)$596
Insurance (est.)$150
Total Monthly$4,119
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How to Buy This Home

Multiple financing options available for this $650,000 home in ST PETERSBURG.

🏛️

FHA Loan

$22,750 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$32,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.

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