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$685,000

10744 DRUMMOND ROAD, TAMPA, FL 33615

Active31 days on market

Beds

4

Baths

2

Sq Ft

1,845 sq ft

Year Built

1970

Lot Size

0.29 acres

Garage

2

About This Property

SELLER OFFERING $12,000 TOWARD BUYER CLOSING COSTS! WATERFRONT, FULLY RENOVATED, FULLY FURNISHED, AND MOVE-IN READY! DIRECT BOAT ACCESS TO OLD TAMPA BAY. NO HOA DUES! Experience waterfront living in desirable Tampa Shores! Nestled on a quiet cul-de-sac, this beautifully renovated 4-bedroom, 2-bath home comes fully furnished and offers stunning long-channel views, a private dock, and direct boating access to Old Tampa Bay. Inside, enjoy a spacious kitchen overlooking the water, new appliances, modern finishes, and thoughtfully updated living spaces throughout. Everything is ready for you to move in and start enjoying the Florida lifestyle. Step outside to your private waterfront retreat, perfect for relaxing, entertaining, fishing, or watching dolphins occasionally swim through the channel. With your own private dock, boating, kayaking, and paddleboarding are just steps from your backyard. Explore the scenic mangrove waterways or cruise directly into Tampa Bay. Residents also enjoy access to a neighborhood boat ramp and dock, all with no HOA dues. Additional highlights include a generous driveway with ample parking and convenient access to Upper Tampa Bay Park, Cypress Point Park Beach, Tampa International Airport, shopping, dining, and entertainment. $12,000 toward buyer closing costs, this is an exceptional opportunity to own a turnkey Tampa waterfront home. Whether you're looking for a primary residence or a Florida waterfront getaway, this home is ready to enjoy from day one. Bring your boat, move right in, and start living the waterfront lifestyle!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8546670
StatusActive
Year Built1970
Stories1
Total Rooms10
ConstructionBlock, Concrete
RoofTile
FoundationSlab
FacesWest
SubdivisionTAMPA SHORES INC #1 UN 1A REP
CountyHillsborough
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Window Treatments
FlooringLaminate
AppliancesBuilt-In Oven, Convection Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
LaundryInside
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorFrench Doors, Lighting, Sliding Doors
FencingFenced
Lot Size0.29 acres (12,584 sq ft)
Lot Dimensions88 x 143
Lot FeaturesCoastalConstruction Control Line, Cul-De-Sac, Flood Insurance Required, City Lot, Near Marina, Near Public Transit, Oversized Lot
Road SurfacePaved, Other
ViewGarden, Water
0

Waterfront

WaterfrontYes
FeaturesBayou

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Fiber Optics, Public, Sewer Available, Sewer Connected, Street Lights, Underground Utilities, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$685,000
Original Price$749,000
Annual Taxes$9,697 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U3328170BD00000100026.0

Directions

Tampa Shores Community

Location

10744 DRUMMOND ROAD, TAMPA, FL 33615

Listing Information

OfficeFLAT FEE MLS REALTY
ListedSeptember 15, 2026

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Home Price

$685,000

20% ($137,000)
6.75%

Loan Term

Principal & Interest$3,554
Property Tax (est.)$628
Insurance (est.)$150
Total Monthly$4,332
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How to Buy This Home

Multiple financing options available for this $685,000 home in TAMPA.

🏛️

FHA Loan

$23,975 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$34,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 16, 2026.

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