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$460,000

12343 MOSS LAKE LOOP, NEW PORT RICHEY, FL 34655

3D Tour
Active41 days on market

Beds

4

Baths

2

Sq Ft

1,993 sq ft

Year Built

2017

Lot Size

0.17 acres

Garage

2

About This Property

4 BEDROOMS • 2 BATHROOMS • SINGLE-STORY • BUILT IN 2017 • GATED COMMUNITY • 1,993 SQ FT • SPLIT-BEDROOM FLOOR PLAN • GRANITE COUNTERTOPS • OVERSIZED KITCHEN ISLAND • WALK-IN PANTRY • LARGE PRIMARY SUITE • WALK-IN CLOSET • INTERIOR LAUNDRY ROOM • 2-CAR GARAGE • ROOF, HVAC & WATER HEATER 2017 • ZONED FOR SEVEN SPRINGS MIDDLE & J.W. MITCHELL HIGH Welcome to 12343 Moss Lake Loop, New Port Richey, FL 34655, located in the Villages of Trinity Lakes — a gated community in the highly sought-after Trinity/Seven Springs area. Built in 2017, this single-story home offers 4 bedrooms, 2 bathrooms and approximately 1,993 square feet of living space, giving you the newer construction, flexible layout and location that so many buyers are searching for. From the moment you walk inside, you can tell this home has been exceptionally well cared for :). The open layout makes the main living area feel spacious and connected, while the four-bedroom split floor plan gives everyone their own space and privacy. At the center of the home is a kitchen designed to actually be used and enjoyed :). You'll find granite countertops, an oversized center island with breakfast-bar seating, stainless steel appliances, plenty of cabinetry and a large pantry. The kitchen flows directly into the main living and dining areas, making it equally comfortable for a quiet night at home or a house full of friends and family. The primary suite is tucked away from the secondary bedrooms and offers plenty of room to unwind. It features a large walk-in closet, dual-sink vanity and step-in shower, creating a comfortable private retreat at the end of the day. On the opposite side of the home, three additional bedrooms provide the flexibility today's buyers are looking for. Use all four as bedrooms, or turn one into a home office, gym, playroom or hobby space :). An interior laundry room with additional cabinetry provides even more everyday storage. And here's something buyers will appreciate beyond the cosmetic features: the home has a clean 4-point inspection and is fully insurable, while the roof, HVAC system and water heater date to 2017. That means you're looking at a relatively young home where the major components aren't decades old. For families considering the area, current listing information places the home in the Odessa Elementary, Seven Springs Middle and J.W. Mitchell High School attendance zones. Seven Springs Middle currently carries an 8/10 GreatSchools rating. School boundaries and ratings can change, so buyers should independently verify enrollment eligibility with Pasco County Schools. The location may be one of the home's biggest advantages. You're in the Trinity/New Port Richey 34655 area, just off the Route 54 corridor with convenient access to shopping, restaurants, parks and everyday necessities. Tampa International Airport is roughly 35–40 minutes away under typical routing estimates, while Tampa and the Gulf Coast are within easy reach :). If you've been searching for a move-in-ready 4-bedroom home in New Port Richey or Trinity, a newer single-story home in a gated community, a home zoned for Seven Springs Middle and Mitchell High, or a 2017-built home near State Road 54, 12343 Moss Lake Loop checks a lot of difficult-to-find boxes. This isn't a home that needs to be completely reimagined after you move in. It's been cared for, it offers a smart floor plan, and it's ready for someone new to make it home :).

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8546695
StatusActive
Year Built2017
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionVILLAGES/TRINITY LAKES
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan
FlooringCarpet, Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryCommon Area, Inside
WindowsDouble Pane Windows, Insulated Windows, Storm Window(s)
CoolingCentral Air
HeatingElectric
SecurityGated Community

Exterior & Lot

ExteriorGarden, Irrigation System, Lighting, Other, Private Mailbox, Rain Gutters, Sidewalk, Sprinkler Metered
FencingVinyl
Lot Size0.17 acres (7,216 sq ft)
Lot FeaturesCleared
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPrivate Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$239 / Quarterly
Senior CommunityNo

Financial Details

List Price$460,000
Original Price$470,000
Annual Taxes$7,165 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMPUD
Parcel #172633032.0001.00009.0

Directions

TRINITY BLVD...TURN INTO THE ENTRY GATE...ONCE PAST THE GATE TURN ONTO MOSS LAKE AND FOLLOW TO HOME ON RIGHT SIDE

Location

12343 MOSS LAKE LOOP, NEW PORT RICHEY, FL 34655

Listing Information

OfficeCHARLES RUTENBERG REALTY INC
ListedSeptember 10, 2026

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Home Price

$460,000

20% ($92,000)
6.75%

Loan Term

Principal & Interest$2,387
Property Tax (est.)$422
Insurance (est.)$150
Total Monthly$2,959
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How to Buy This Home

Multiple financing options available for this $460,000 home in NEW PORT RICHEY.

🏛️

FHA Loan

$16,100 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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