$439,000
400 4TH AVENUE NW, LARGO, FL 33770
Beds
3
Baths
2
Sq Ft
1,156 sq ft
Year Built
1949
Lot Size
0.18 acres
Garage
—
About This Property
TURN-KEY & FULLY FURNISHED! The Coral Beach Cottage sits on an oversized corner lot in historic Downtown Largo, offering complete versatility as a short-term rental investment, vacation home, or primary residence. Zoning permits a 550 sqft income-producing ADU, while rear alley access easily accommodates your boat or RV, with plenty of room left over for a pool. Walk to local dining, shops, visit the new Horizon West Bay development, or enjoy a short drive to Gulf Coast beaches and major airports. Inside, classic Craftsman charm meets a modern open-concept layout featuring a chef's kitchen, stainless appliances, quartz countertops and light-filled living spaces. Complete with lush tropical landscaping, a fire pit, a new carport, and NO FLOOD insurance required, this property delivers maximum value and convenience! Buyer to verify all measurements, schedule your showing today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
from West Bay, take First ST NW and follow around to 4th AVE NW. Home is on the north side.
Location
400 4TH AVENUE NW, LARGO, FL 33770
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$439,000
Loan Term
How to Buy This Home
Multiple financing options available for this $439,000 home in LARGO.
🏛️
FHA Loan
$15,365 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$21,950 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.