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$799,000

639 NORMANDY ROAD, MADEIRA BEACH, FL 33708

3D Tour
Active1 days on market

Beds

2

Baths

3

Sq Ft

1,469 sq ft

Year Built

1953

Lot Size

0.17 acres

Garage

1

About This Property

STUNNING WATERFRONT OPPORTUNITY IN MADEIRA BEACH! Bring your boat, your vision, and your plans for the ultimate coastal retreat! This exceptional waterfront property offers a private pool, concrete seawall, dock, and boat lift already in place giving you a head start on creating your dream waterfront lifestyle. The owner is a licensed General Contractor and is available to build a custom home on a cost-plus structure, potentially providing significant savings compared to traditional new-construction pricing. The existing home was previously flooded and has been fully remediated but not rebuilt. The property was determined NOT to be substantially damaged, providing buyers with options to explore renovation or a teardown and custom rebuild, subject to buyer due diligence and all applicable permitting and regulatory requirements. Located in the heart of Madeira Beach, you’ll be close to the Gulf beaches, boating waterways, shopping, dining, and the vibrant John's Pass Village & Boardwalk. This is a rare opportunity to secure a waterfront property with many of the expensive exterior improvements already in place and create something truly special. Property is being sold AS-IS with no warranties. Buyer and buyer's agent to verify all measurements, flood zone information, substantial damage determination, permitting requirements, building restrictions, and any other information important to the buyer. Bring your builder, bring your vision, and take advantage of this incredible Madeira Beach waterfront opportunity!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8546790
StatusActive
Year Built1953
Stories1
Total Rooms5
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionISLAND ESTATES UNIT 1
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorOther
FlooringOther, Terrazzo
AppliancesNone
LaundryIn Garage
CoolingCentral Air, None
HeatingCentral, None

Exterior & Lot

ExteriorAwning(s)
Lot Size0.17 acres (7,200 sq ft)
Lot Dimensions60 x 120
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesHeated, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$799,000
Annual Taxes$5,012 (2025)
FinancingCash, Conventional, Other
Parcel #103115432720000240

Directions

Gulf Blvd to 140th Ave E to Island Dr then left on Normandy Rd to address

Location

639 NORMANDY ROAD, MADEIRA BEACH, FL 33708

Listing Information

OfficeREALTY EXPERTS
ListedSeptember 8, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$799,000

20% ($159,800)
6.75%

Loan Term

Principal & Interest$4,146
Property Tax (est.)$732
Insurance (est.)$150
Total Monthly$5,028
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How to Buy This Home

Multiple financing options available for this $799,000 home in MADEIRA BEACH.

🏦

Conventional

$39,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 9, 2026.

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