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$511,980

3305 ORCHARD LOOP, BARTOW, FL 33830

3D Tour
Active1 days on market

Beds

5

Baths

5

Sq Ft

3,805 sq ft

Year Built

2026

Lot Size

0.16 acres

Garage

3

About This Property

Under Construction. Brand new, energy-efficient home available by Dec 2026! Enjoy relaxing on the Zander's covered lanai or hosting a game night in the upstairs game room. The primary suite boasts two walk-in closets and dual sinks. Use the downstairs flex space as a formal dining room or home office. The Grove at Stuart Crossing Signature Series offers single-family homes with open-concept floorplans in Bartow, FL. Convenient to several major highways, this community is ideal for those who commute to Lakeland, Tampa and Orlando. Residents will enjoy amazing amenities that include a resort-style pool, clubhouse, fitness center, pickleball courts, playground, dog park, and trails in a beautiful "old Florida" setting. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8546822
StatusActive
Year Built2026
Total Rooms4
ConstructionBlock, Wood Frame
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionTHE GROVE AT STUART CROSSING
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorOpen Floorplan
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorSidewalk
Lot Size0.16 acres (7,200 sq ft)
Lot Dimensions60 x 120
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesUnderground Utilities

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$17 / Monthly
Senior CommunityNo

Financial Details

List Price$511,980
Annual Taxes$1 (2026)
FinancingCash, Conventional, FHA, VA Loan
ZoningRES
Parcel #252932363432005060

Schools

ElementarySpessard L. Holland Elementary
MiddleBartow Middle
HighBartow High

Directions

From the Polk Parkway (FL-570) take Exit 10 and head South on US-98/Bartow Rd. Head south for 8.5 miles and turn left at the traffic light onto Ernest Smith Blvd. Turn right onto the Osprey Blvd. extension then left onto J.K. Stuart Blvd. Follow signs to sales center and model homes on Citrus Bloom Drive.

Location

3305 ORCHARD LOOP, BARTOW, FL 33830

Listing Information

OfficeMERITAGE HOMES OF FL REALTY
ListedSeptember 22, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$511,980

20% ($102,396)
6.75%

Loan Term

Principal & Interest$2,657
Property Tax (est.)$469
Insurance (est.)$150
Total Monthly$3,276
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $511,980 home in BARTOW.

🏛️

FHA Loan

$17,919 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$25,599 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 23, 2026.

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