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$599,000

212 ARBOR WOODS CIRCLE, OLDSMAR, FL 34677

3D Tour
Active0 days on market

Beds

3

Baths

3

Sq Ft

2,030 sq ft

Year Built

1999

Lot Size

0.17 acres

Garage

2

About This Property

WELCOME HOME TO BAY ARBOR! This stunning 3-bedroom, 2.5-bathroom pool home offers the perfect combination of style, privacy, space, and location in one of Oldsmar’s most desirable gated communities. Situated on a peaceful, wooded lot with NO REAR NEIGHBORS, this move-in-ready home delivers the private backyard retreat buyers dream about while still being just minutes from everything Oldsmar has to offer! From the moment you arrive, the impressive curb appeal sets the tone with lush landscaping, a pavered driveway, and a beautiful paver walkway leading to the front door. Step inside and immediately appreciate the soaring two-story ceilings, abundant natural light, and spacious open layout. The Great Room, Dining Room, and Kitchen flow seamlessly together, creating an inviting space that is equally perfect for everyday living or entertaining. The beautifully remodeled kitchen (2022) is the heart of the home and features quartz countertops, stainless steel appliances, decorative backsplash, abundant cabinetry, generous counter space, and a charming eat-in area. Just beyond the kitchen, the formal dining area provides the perfect setting for family dinners and special gatherings. The highly desirable FIRST-FLOOR PRIMARY SUITE offers exceptional privacy and convenience, complete with a spacious walk-in closet and a fully remodeled ensuite bathroom (2022). The spa-like bath features dual vanities, a garden tub, and an oversized step-in shower with stunning decorative tile, five shower sprayers, and a built-in Bluetooth speaker. Upstairs, you'll find two additional bedrooms and a guest bathroom. Need a home office, playroom, or flex space? The possibilities are endless. And then there's the BACKYARD OASIS! Step through the converted porch area, an ideal spot for a small home office, reading nook, or relaxation space—and head outside to your private resort-style retreat. The expansive pavered pool deck, PebbleTec saltwater pool, and spillover spa create an incredible outdoor living experience. With brand-new pool equipment (2024) and Pentair automation with Touch system, enjoying your pool has never been easier. The screened-in patio provides the perfect setting for morning coffee, weekend barbecues, or relaxing evenings while overlooking the tranquil wooded backdrop. The upgrades continue throughout the home, including a NEW ROOF (2019), interior and exterior paint (2021), new garage doors and opener (2023), and epoxy-coated garage floors (2024). Located within the gated Bay Arbor community, this home offers an unbeatable Oldsmar lifestyle with easy access to highly regarded schools, shopping, restaurants, parks, trails, and RE Olds Park. Enjoy the best of peaceful suburban living without sacrificing convenience, with Tampa, Clearwater, and the Gulf beaches all within easy reach. Homes offering this combination of a first-floor primary suite, remodeled interiors, private wooded setting, and resort-style pool are hard to find. Don't miss your opportunity to make Bay Arbor your new neighborhood! Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8546900
StatusActive
Year Built1999
Stories2
Total Rooms9
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionBAY ARBOR UNIT 1A
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Open Floorplan, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringCeramic Tile, Hardwood
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric
SecurityClosed Circuit Camera(s), Security Gate, Security System

Exterior & Lot

ExteriorSidewalk, Sliding Doors
Lot Size0.17 acres (7,453 sq ft)
Lot Dimensions65 x 116
Road SurfacePaved
ViewTrees/Woods

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground
SpaIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Public

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$600 / Semi-Annually
Senior CommunityNo

Financial Details

List Price$599,000
Annual Taxes$3,529 (2024)
FinancingCash, Conventional, FHA, VA Loan
Parcel #152816032810040020

Schools

ElementaryForest Lakes Elementary-PN
MiddleCarwise Middle-PN
HighEast Lake High-PN

Directions

East on Tampa Rd from US 19, Left on Bay Arbor Blvd, thru Gate, Right Arbor Woods Cir to address on Right.

Location

212 ARBOR WOODS CIRCLE, OLDSMAR, FL 34677

Listing Information

OfficeRE/MAX REALTEC GROUP INC
ListedSeptember 10, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$599,000

20% ($119,800)
6.75%

Loan Term

Principal & Interest$3,108
Property Tax (est.)$549
Insurance (est.)$150
Total Monthly$3,807
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $599,000 home in OLDSMAR.

🏛️

FHA Loan

$20,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$29,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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