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$399,000

21019 SUNPOINT WAY UNIT 102, LUTZ, FL 33558

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

1,965 sq ft

Year Built

2007

Lot Size

—

Garage

2

About This Property

This is the ONLY 1st floor, 3 bedroom, 2 bath, 2 lanai condo with an OVER SIZE 2 car garage and extra large storage room that is for sale in the Terraces at Paradise Lakes - an upscale nudist/clothing optional gated community. The entry foyer leads to a large living room with sliding glass doors that open to a large tiled lanai. Inside, French doors open to a large room that can be an office/den, or a 3rd bedroom (has a closet). The sliding glass doors lead to an additional large, tiled lanai. The guest bedroom and bath are perfect for the occasional guest. The bathroom has 2 doors - 1 from the hallway for guests and 1 that can be locked leading to the 2nd bedroom. The Master Bedroom comes with 2 walk-in closets and sliding glass doors to the lanai. The oversize Master bathroom offers an "L" shaped walk-in tile and glass shower, bidet & toilet privacy room with pocket door, dual sinks and linen closet. The open floor plan offers an oversize kitchen with a large Island and all appliances, including a microwave and garbage disposal new in 2025. There is a large Granite eat at counter that will easily accommodate 6 bar stools. The dining room is located just steps from the kitchen. Both patios can be either screened or fully enclosed for those that want some extra living area. The garage has a large storage room that can also be used as a home office, exercise room or workshop. The garage is so big you can park 2 cars and a golf cart or motorcycle in it. The owners just installed brand new carpet and padding throughout the entire condo. Maintenance free exterior and lawn. (All room dimensions are approximate and should be verified). All residents must be approved with a fee. There are only 13 ground floor 3 bedroom condos with an oversize 2 car garage within the Terraces and they go fast when one comes on the market. Offered at $399,000. Call for your own private tour.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8547152
StatusActive
Year Built2007
Stories1
Total Rooms6
ConstructionBlock, Stucco
RoofTile
FoundationBlock
FacesEast
SubdivisionPARADISE LAKES CONDOMINIUM
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Laundry Room, Same Floor As Condo Unit, Washer Hookup
WindowsBlinds
CoolingCentral Air
HeatingHeat Pump
SecurityFire Sprinkler System, Gated Community, Smoke Detector(s)

Exterior & Lot

ExteriorLighting, Rain Gutters, Sidewalk, Sliding Doors
FencingFenced, Vinyl
Lot FeaturesLandscaped
Road SurfacePaved
ViewGarden
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$399,000
Annual Taxes$4,452 (2025)
FinancingCash, Conventional
ZoningPUD
Parcel #3626180200003003060

Directions

Starting at SR 54 & US 41, go South on US 41 (N Dale Mabry Hwy), turn right on Leonard Rd, left on Brinson Rd, right on Paradise Lakes Blvd. to gate. Once through the gate, make left - Terraces is on your left, then left to address.

Location

21019 SUNPOINT WAY UNIT 102, LUTZ, FL 33558

Listing Information

OfficeSUN N FUN REALTY
ListedSeptember 11, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$399,000

20% ($79,800)
6.75%

Loan Term

Principal & Interest$2,070
Property Tax (est.)$366
Insurance (est.)$150
Total Monthly$2,586
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How to Buy This Home

Multiple financing options available for this $399,000 home in LUTZ.

🏦

Conventional

$19,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 12, 2026.

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