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$326,000

10723 109TH STREET, SEMINOLE, FL 33778

Active0 days on market

Beds

3

Baths

2

Sq Ft

1,260 sq ft

Year Built

1958

Lot Size

0.15 acres

Garage

2

About This Property

Income-producing single-family investment opportunity in Largo. This tenant-occupied residence features 3 bedrooms, 2 bathrooms and approximately 1,294 square feet of living space. With $2,580 per month in current rental income, the property provides an attractive opportunity for an investor seeking immediate cash flow and an established tenancy. INVESTOR & PORTFOLIO OPPORTUNITY: This property is tenant occupied and is being offered as part of a larger portfolio of income-producing residential properties throughout Pinellas County. The single-family portfolio is being offered at pricing structured to provide an approximately 6.5% capitalization rate based on current rents and portfolio underwriting assumptions. Seller is seeking investor interest in the acquisition of the entire portfolio, although individual offers may also be considered. Please do not disturb tenants.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8547216
StatusActive
Year Built1958
Stories1
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionTROPICAL GROVES
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringTile, Vinyl
AppliancesCooktop, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorNone
Lot Size0.15 acres (6,700 sq ft)
Lot Dimensions60 x 112
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$326,000
Annual Taxes$4,608 (2025)
ZoningR-3
Parcel #153015921420060100

Directions

From 109th St, home is on the left

Location

10723 109TH STREET, SEMINOLE, FL 33778

Listing Information

OfficeCOMPASS FLORIDA LLC
ListedSeptember 10, 2026

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Home Price

$326,000

20% ($65,200)
6.75%

Loan Term

Principal & Interest$1,692
Property Tax (est.)$299
Insurance (est.)$150
Total Monthly$2,140
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How to Buy This Home

Multiple financing options available for this $326,000 home in SEMINOLE.

🏛️

FHA Loan

$11,410 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,300 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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