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$599,999

5050 LAKE VALENCIA BOULEVARD W, PALM HARBOR, FL 34684

3D Tour
Active22 days on market

Beds

3

Baths

2

Sq Ft

1,845 sq ft

Year Built

1981

Lot Size

0.28 acres

Garage

2

About This Property

This is the home you have been waiting for! You get gorgeous lake views right from your private pool paradise. Step inside and love the beautiful hardwood floors in the living and dining spaces, perfectly highlighted by a classic bay window. The split bedroom plan gives everyone plenty of room to spread out, featuring those same rich hardwoods in all the bedrooms and easy-to-clean tile everywhere else. The kitchen is nicely updated with a gas stove, granite counters, resurfaced white wood cabinets, a pantry, and a snack bar for casual meals. A separate wet bar in the family room includes glass shelving and a sink with cabinets that match the kitchen cabinets. It flows into a welcoming family room with a cozy wood-burning fireplace, high vaulted ceilings, and a slider that opens straight to the pool area. Speaking of outside, you have a beautiful, caged saltwater heated pool surrounded by pavers and a heated spa overlooking the water. The saltwater system was added in 2023, and the screen enclosure is brand new for 2024, while the pool itself was completely resurfaced in 2014—the same year the pool heater, pool pump, and propane tank were replaced. The garage is extra-large with louvred cabinets and a workbench with cabinets and a sink. You also get incredible peace of mind with the rest of the big-ticket items already handled for you: a 2018 roof, a 2018 water softener, 2022 super gutters, a 2023 propane stove, and a 2024 garage door, plus a brand-new home AC (10-year warranty) and nine hurricane windows just installed in 2026! The community here is fantastic too, offering a lakefront park with picnic areas, a playground, and a fishing pier. Wrap it all up with an awesome Palm Harbor location that puts restaurants, shopping, beaches, and the airport just a short drive away, and you are completely set.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8547251
StatusActive
Year Built1981
Stories1
Total Rooms3
ConstructionWood Frame
RoofShingle
FoundationSlab
FacesWest
SubdivisionLAKE VALENCIA UNIT ONE
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Vaulted Ceiling(s), Wet Bar
FlooringTile, Hardwood
AppliancesElectric Water Heater, Ice Maker, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
WindowsShades, Storm Window(s)
CoolingCentral Air, Wall/Window Unit(s)
HeatingElectric
FireplaceYes ()
SecuritySecurity Fencing/Lighting/Alarms

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Entrance, Private Mailbox, Private Yard, Rain Gutters, Sidewalk, Sliding Doors
Lot Size0.28 acres (12,293 sq ft)
Lot Dimensions80 x 131
Lot FeaturesLandscaped
Road SurfacePaved
ViewPool, Water

Pool & Spa

Private PoolYes
Pool FeaturesHeated, In Ground, Outside Bath Access, Salt Water, Screen Enclosure
SpaHeated, In Ground

Waterfront

WaterfrontYes
FeaturesLake, Lake Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$350 / Annually
Senior CommunityNo

Financial Details

List Price$599,999
Annual Taxes$2,154 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-2
Parcel #072816488330050030

Schools

ElementaryLake St George Elementary-PN
MiddlePalm Harbor Middle-PN
HighCountryside High-PN

Directions

Tampa Rd east of US 19, head south onto Lake Valencia Blvd West Home will be on left. (there is a Lake Valencia East as well)

Location

5050 LAKE VALENCIA BOULEVARD W, PALM HARBOR, FL 34684

Listing Information

OfficeREDFIN CORPORATION
ListedSeptember 25, 2026

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Preferred Time

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Home Price

$599,999

20% ($120,000)
6.75%

Loan Term

Principal & Interest$3,113
Property Tax (est.)$550
Insurance (est.)$150
Total Monthly$3,813
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $599,999 home in PALM HARBOR.

🏛️

FHA Loan

$21,000 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$30,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.

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