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$700,000

18115 EMERALD BAY STREET, TAMPA, FL 33647

3D Tour
Active24 days on market

Beds

4

Baths

3

Sq Ft

3,683 sq ft

Year Built

2000

Lot Size

0.25 acres

Garage

3

About This Property

Virtually Staged. Set against the natural beauty of Heritage Isles, this spacious One-Story POOL/SPA Residence offers a rare combination of generous living spaces, soaring ceilings, floor-to-ceiling windows, & serene views across the 10th fairway toward preserved Natural Florida Landscape. Light-filled & thoughtfully laid out, the home provides the ease of single-level living without sacrificing the room to spread out, entertain, work, & unwind. Four generously sized bedrooms provide flexibility for family & guests, while the impressive primary retreat offers a true sense of luxury & comfort. The ensuite features a deep jetted soaking tub, walk-in shower, & large walk-in closet, creating a private space to begin and & each day. Tucked away from the heart of the home, the private office includes a built-in desk & shelving, offering a quiet and functional workspace. A guest bath is conveniently accessible to the pool area while the other secondary bath features jack/jill functionality with dual sinks. A generously sized laundry room adds everyday convenience with ample room for an additional refrigerator and bulk storage. Beyond the living spaces, the backyard takes full advantage of the setting. Look across the 10th fairway toward preserved natural landscape & enjoy the sights & sounds of Florida wildlife from the pool or spa. The expansive covered lanai extends the outdoor living area, with a fully powered electric sunshade providing flexible protection from the Florida sun. Recent updates provide added Peace of Mind, including a **2020 roof, 2024 A/C, 2025 water heater, 2021 refrigerator, 2021 washer/dryer, & 2026 dishwasher.** Life in Heritage Isles extends well beyond the walls of the home. Residents enjoy a full collection of LIFESTYLE amenities, including a community clubhouse, Resort-Style Pool with Waterslide, splash pool & lap lanes, tennis courts, playground, sand volleyball, & basketball court. At the center of the community is Heritage Isles Golf & Country Club, a public golf course thoughtfully integrated into Florida's natural landscape. The course is nestled amidst 15 acres of natural wetlands & natural Florida, creating a distinctive setting where manicured fairways meet preserved Florida habitat. Golf is available by single-day play or membership, and BayScape Bistro offers breakfast, lunch, & dinner daily. Community gates close each evening at 9:00 p.m., while remaining open daily for access to the golf course & restaurant, with roving security throughout the community. For those seeking the comfort & convenience of one-story living, spacious rooms, exceptional golf & nature views, & an amenity-rich Florida lifestyle, this Heritage Isles residence offers a setting that is as enjoyable to live in as it is to come home to.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8547323
StatusActive
Year Built2000
Total Rooms12
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionHERITAGE ISLES PH 1C
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Dry Bar, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Window Treatments
FlooringEngineered Hardwood, Tile
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsAluminum Frames, Window Treatments
CoolingCentral Air
HeatingElectric
FireplaceYes ()
SecuritySecurity Gate

Exterior & Lot

ExteriorIrrigation System, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
Lot Size0.25 acres (11,050 sq ft)
Lot Dimensions85 x 130
Lot FeaturesCity Lot, Landscaped, Level, Near Golf Course, On Golf Course, Sidewalk
Road SurfacePaved
ViewGolf Course, Pool, Trees/Woods

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground, Screen Enclosure
SpaIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$100 / Annually
Senior CommunityNo

Financial Details

List Price$700,000
Annual Taxes$15,165 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD-A
Parcel #A1027205IJ00002400003.0

Schools

ElementaryHeritage-HB
MiddleBenito-HB
HighWharton-HB

Directions

From Bruce B Downs Blvd, head East on Cross Creek Boulevard 3.5 miles, turn left onto Grande Isle Drive. At the stop sign, turn left onto Plantation Bay, then left onto Emerald Bay Street. Property is on your left 18115 Emerald Bay Street..

Location

18115 EMERALD BAY STREET, TAMPA, FL 33647

Listing Information

OfficeFLORIDA EXECUTIVE REALTY
ListedSeptember 24, 2026

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Home Price

$700,000

20% ($140,000)
6.75%

Loan Term

Principal & Interest$3,632
Property Tax (est.)$642
Insurance (est.)$150
Total Monthly$4,424
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $700,000 home in TAMPA.

🏛️

FHA Loan

$24,500 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$35,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 18, 2026.

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