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$304,000

3594 RAINTREE CIRCLE, LAKELAND, FL 33803

3D Tour
Active0 days on market

Beds

3

Baths

3

Sq Ft

1,566 sq ft

Year Built

1980

Lot Size

0.11 acres

Garage

About This Property

Virtually Staged. Welcome to Raintree Village, a hidden gem tucked away in a quiet community on the south side of Lakeland with no HOA hassles! This lovely 3-bedroom, 2.5-bath home offers a wonderful combination of updates, location, and easy Florida living. Step inside and you’ll appreciate the updated shaker-style cabinetry, granite countertops, luxury vinyl plank flooring, stainless steel appliances, and LED lighting. The kitchen and 2.5 bathrooms were updated within the past five years, and a new roof in 2022 adds peace of mind. Step outside and enjoy the nice backyard with new fencing, offering plenty of room for pets, entertaining, gardening, or simply relaxing outdoors. The location is another great feature! You’ll be close to the local YMCA, Cleveland Heights Golf Course & Country Club, walking trails, a dog park, restaurants, shopping, veterinary care, urgent care, and more while still enjoying the feel of a quiet neighborhood tucked away from it all. Whether you’re looking for your first home, downsizing, or if this is an investment property, there is so much to appreciate about this home. Come see it for yourself and discover why Raintree Village is such a great place to call HOME

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8547328
StatusActive
Year Built1980
Stories2
Total Rooms3
ConstructionWood Frame
RoofShingle
FoundationSlab
FacesWest
SubdivisionRAINTREE VILLAGE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorStone Counters
FlooringCarpet, Vinyl
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Yard, Storage
FencingVinyl
Lot Size0.11 acres (4,600 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$304,000
Annual Taxes$3,228 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPUD
Parcel #242831262950000280

Directions

Cleveland Heights Blvd to Raintree Blvd, left onto Raintree Circle

Location

3594 RAINTREE CIRCLE, LAKELAND, FL 33803

Listing Information

OfficeKELLER WILLIAMS REALTY- PALM HARBOR
ListedSeptember 10, 2026

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Home Price

$304,000

20% ($60,800)
6.75%

Loan Term

Principal & Interest$1,577
Property Tax (est.)$279
Insurance (est.)$150
Total Monthly$2,006
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How to Buy This Home

Multiple financing options available for this $304,000 home in LAKELAND.

🏛️

FHA Loan

$10,640 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,200 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.

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