Skip to main content

Open House

Sunday, September 13 · 1:00 PM3:00 PM

Schedule a Visit
1 / 36

$389,900

5401 E 98TH AVENUE, TEMPLE TERRACE, FL 33617

Active0 days on market

Beds

3

Baths

2

Sq Ft

1,470 sq ft

Year Built

1959

Lot Size

0.17 acres

Garage

About This Property

Welcome to your dream home in Temple Terrace, FL! This stunningly updated 3-bedroom, 2-bathroom home with a large flex space is truly a must-see. The property boasts charming curb appeal and a welcoming covered front porch—the perfect spot to enjoy your morning coffee. Step inside to find a bright, airy, and inviting living space that seamlessly flows into the dining area and an all-new, fully updated kitchen. This chef-inspired space features two-toned soft-close cabinets, quartz countertops, stainless steel appliances, and all-new hardware. The home is truly move-in ready, featuring all-new luxury vinyl flooring, fresh interior and exterior paint, updated bathrooms, and stylish lighting throughout. The spacious primary suite offers a generous closet and beautiful backyard views with direct access through elegant French doors. With two additional bedrooms and a well-appointed second bathroom, there is ample flexibility for family and guests. Additionally, the expansive flex space is ideal for a home office, game room, or family room; with its private rear access, it even offers potential as a private guest suite or short-term rental. Additional features include a large, fully fenced backyard with mature landscaping, a custom outdoor grill for entertaining, and an indoor laundry space. Nestled in a quiet, established neighborhood with no HOA or CDD fees, the location is perfect—within minutes of USF and the VA and only 20 minutes to Downtown Tampa, Ybor City, Sparkman Wharf, and Armature Works. This home is waiting for you, schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8547417
StatusActive
Year Built1959
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionTEMPLE TERRACE PLAZA
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor
FlooringLuxury Vinyl
AppliancesMicrowave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorFrench Doors, Outdoor Grill, Private Mailbox, Sidewalk, Storage
Other StructuresShed(s), Workshop
Lot Size0.17 acres (7,300 sq ft)
Lot FeaturesLandscaped, Oversized Lot
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$389,900
Annual Taxes$1,750 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-75
Parcel #T22281955O00000400012.0

Schools

ElementaryTemple Terrace-HB
MiddleGreco-HB
HighKing-HB

Directions

Merge onto I-75 S ? 13.1 mi Take exit 265 to merge onto FL-582 W/E Fowler Ave toward Temple Terrace ? 0.6 mi ? Follow FL-582 W/E Fowler Ave and N 56th St to E 98th Ave in Temple Terrace 8 min (3.4 mi) Merge onto FL-582 W/E Fowler Ave ? 2.2 mi Use the left 2 lanes to turn left onto N 56th St ? 1.0 mi Turn right onto Mission Hills Ave ? 259 ft Turn left onto N 55th St ? 0.1 mi Turn right onto E 98th Ave Home is on the left

Location

5401 E 98TH AVENUE, TEMPLE TERRACE, FL 33617

Listing Information

OfficeURBAN CORE REALTY
ListedSeptember 10, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$389,900

20% ($77,980)
6.75%

Loan Term

Principal & Interest$2,023
Property Tax (est.)$357
Insurance (est.)$150
Total Monthly$2,531
Full Calculator →

Nearby Schools

How to Buy This Home

Multiple financing options available for this $389,900 home in TEMPLE TERRACE.

🏛️

FHA Loan

$13,647 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Temple Terrace

More Homes in Temple Terrace

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

Call (813) 733-7907TextContact