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$485,000

2621 ORCHARD HIGHLANDS DRIVE, PALM HARBOR, FL 34684

3D Tour
Active2 days on market

Beds

4

Baths

2

Sq Ft

1,711 sq ft

Year Built

1984

Lot Size

0.16 acres

Garage

2

About This Property

Welcome to 2621 Orchard Highlands Drive, a charming 4-bedroom, 2-bathroom block-constructed pool home offering the perfect blend of comfort, versatility and Florida living. With four bedrooms, there's flexibility for family, overnight guests, a home office or simply extra space to make your own. Step outside, where the backyard truly becomes an extension of the home. A sparkling pool takes center stage, surrounded by beautiful screened lanai that creates an inviting outdoor retreat. Whether you're entertaining friends, enjoying your morning coffee, relaxing poolside or unwinding after a long day, this private setting is designed for making the most of Florida's outdoor lifestyle. And the location makes it even better! Situated in desirable Palm Harbor, you'll enjoy convenient access to shopping, dining, schools and major healthcare facilities, including nearby Mease Countryside Hospital. Outdoor enthusiasts will appreciate proximity to Lake Tarpon, John Chesnut Sr. Park and the Pinellas Trail, while charming Downtown Palm Harbor offers local restaurants, shops and community events. Explore the waterfront communities of Dunedin and Tarpon Springs, or spend the day soaking up the sun at Honeymoon Island and the beautiful Gulf beaches. With its inviting outdoor living spaces, versatile four-bedroom layout and convenient northern Pinellas County location, 2621 Orchard Highlands Drive offers a wonderful opportunity to enjoy the Florida lifestyle you've been looking for.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8547426
StatusActive
Year Built1984
Stories1
Total Rooms8
ConstructionStucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionVALENCIA HEIGHTS
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s)
FlooringLaminate, Tile, Hardwood
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk, Sliding Doors, Storage
Other StructuresShed(s)
Lot Size0.16 acres (6,983 sq ft)
Lot Dimensions70 x 100
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$485,000
Annual Taxes$2,393 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #082816936050020220

Schools

ElementaryLake St George Elementary-PN
MiddlePalm Harbor Middle-PN
HighCountryside High-PN

Directions

Head north on US-19 N. Turn right onto Co Rd 95. Turn left onto Orchard Highlands Dr. Destination will be on the right.

Location

2621 ORCHARD HIGHLANDS DRIVE, PALM HARBOR, FL 34684

Listing Information

OfficeKELLER WILLIAMS ST PETE REALTY
ListedOctober 15, 2026

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Home Price

$485,000

20% ($97,000)
6.75%

Loan Term

Principal & Interest$2,517
Property Tax (est.)$445
Insurance (est.)$150
Total Monthly$3,111
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $485,000 home in PALM HARBOR.

🏛️

FHA Loan

$16,975 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.

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