Beds
3
Baths
2
Sq Ft
988 sq ft
Year Built
1978
Lot Size
0.27 acres
Garage
—
About This Property
Welcome to an incredible opportunity for a first-time homebuyer, investor, or anyone looking for flexible living arrangements and additional income potential! This unique property features a 2-bedroom, 1-bathroom main home PLUS a separate 1-bedroom, 1-bathroom guest house, offering possibilities for rental income, multigenerational living, or a live-in investment strategy. Even better, the main home features a NEW ROOF installed in July 2025! Tucked away on a quiet dead-end street and situated on a generously sized lot, this property offers a peaceful, country-like setting while remaining just 15 minutes from Downtown Tampa and approximately 5 minutes from the heart of Brandon. Inside the main home, the spacious kitchen provides plenty of storage and prep space and flows easily into the dining and living areas. A large laundry and utility room just off the kitchen adds additional storage and functionality. Both bedrooms share a full bathroom. Step outside from the kitchen onto the wide, covered porch, creating the perfect spot for morning coffee, entertaining, or relaxing with family and friends. The sizable yard offers plenty of room to garden, play, entertain, or simply enjoy the outdoors. The detached 1-bedroom, 1-bathroom guest house features a kitchenette within the living and dining area, a separate bedroom, and a full bathroom. Use it as a rental, guest quarters, or private space for extended family—the possibilities are endless. With a NEW 2025 ROOF, spacious lot, separate guest house, and convenient location near both Tampa and Brandon, this property offers a unique combination of flexibility, lifestyle, and income potential.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Tampa International Airport: Take George J. Bean Pkwy to I-275 N. Merge onto I-275 N and continue toward I-4 E. Take I-4 E toward Orlando and take Exit 7 for US-301 S toward Tampa/Temple Terrace. Continue south on US-301 S, then turn left onto S 86th St. Continue on S 86th St to 1808 S 86th St, which will be on your right.
Location
, TAMPA, FL 33619
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$275,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $275,000 home in TAMPA.
🏛️
FHA Loan
$9,625 Down
Government-backed, low down payment. Credit scores as low as 580.
🏦
Conventional
$13,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.