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$219,900

709 HEMLOCK LANE, LAKELAND, FL 33810

3D Tour
Active22 days on market

Beds

2

Baths

2

Sq Ft

1,120 sq ft

Year Built

1981

Lot Size

0.18 acres

Garage

1

About This Property

Welcome to 709 Hemlock Ln! This beautiful 2-bedroom, 2-bath single-family home offers 1,120 sq. ft. of comfortable living space in an established Lakeland neighborhood. The functional layout provides plenty of room to relax, entertain, and make the space your own, while the spacious lot offers additional outdoor space to enjoy Florida living. Conveniently located near shopping, dining, schools, and major roadways with easy access to I-4, making travel throughout Lakeland and the surrounding areas a breeze. Whether you're looking for your next place to call home or a great Central Florida opportunity, this Lakeland home is one you'll want to see! Some images in this listing have been virtually staged.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8547516
StatusActive
Year Built1981
Stories1
Total Rooms6
ConstructionBlock
RoofShingle
FoundationBlock
FacesWest
SubdivisionPINESTHE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Other, Walk-In Closet(s)
FlooringTile, Vinyl
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryOther
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
Lot Size0.18 acres (7,802 sq ft)
Lot Dimensions75 x 104
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesOther

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$219,900
Annual Taxes$2,974 (2025)
ZoningR-2
Parcel #232817086510001060

Directions

From I-4, take Exit 31 for Kathleen Rd and head north. Turn left onto W 10th St, continue toward Swindell Rd, then turn onto Ponderosa Dr E. Turn onto Hemlock Ln and continue to 709 Hemlock Ln. Property will be on your left.

Location

709 HEMLOCK LANE, LAKELAND, FL 33810

Listing Information

OfficeEXP REALTY LLC
ListedSeptember 14, 2026

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Home Price

$219,900

20% ($43,980)
6.75%

Loan Term

Principal & Interest$1,141
Property Tax (est.)$202
Insurance (est.)$150
Total Monthly$1,493
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How to Buy This Home

Multiple financing options available for this $219,900 home in LAKELAND.

🏛️

FHA Loan

$7,697 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$10,995 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 3, 2026.

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