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$299,999

13004 WATERBOURNE DRIVE, GIBSONTON, FL 33534

3D Tour
Active54 days on market

Beds

3

Baths

2

Sq Ft

1,461 sq ft

Year Built

2002

Lot Size

0.14 acres

Garage

2

About This Property

NO CDD! LOW HOA! FLOOD ZONE X– NO FLOOD INSURANCE REQUIRED$40,000 IN RECENT UPDATES! MOVE-IN READY! Welcome to 13004 Waterbourne Drive in the desirable Kings Lake community of Gibsonton! This beautifully updated 3-bedroom, 2-bathroom home with a 2-car garage offers 1,461 square feet of comfortable living space and approximately $40,000 in recent improvements! Major updates include NEW KITCHEN CABINETS (2026), NEW A/C (2025), NEW FLOORING (2025), INTERIOR & EXTERIOR PAINT (2025), A 2022 ROOF, NEW WATER HEATER, AND UPDATED BATHROOMS! Enjoy a bright, inviting floor plan filled with natural light and refreshed finishes throughout. Step outside to your private backyard with NO REAR NEIGHBORS, offering additional privacy and plenty of room to relax, entertain, garden, or create your own outdoor retreat. Enjoy the benefits of NO CDD, LOW HOA, AND FLOOD ZONE X, where flood insurance is generally not required by federally backed lenders. Conveniently located near I-75, US-301, and US-41, with easy access to Tampa, Brandon, Riverview, HISTORIC YBOR CITY, SHOPPING AND DINING! With major improvements already completed and a SELLER CONTRIBUTION AVAILABLE, this home offers exceptional value and convenience. Schedule your private showing today! Some photos have been virtually staged.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8547546
StatusActive
Year Built2002
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionKINGS LAKE PH 1B UNIT 1
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringLuxury Vinyl, Hardwood
AppliancesCooktop, Dishwasher, Electric Water Heater, Microwave, Refrigerator
LaundryLaundry Closet
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorOther, Sidewalk, Sliding Doors
Lot Size0.14 acres (6,212 sq ft)
Road SurfacePaved, Concrete
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$75 / Monthly
Senior CommunityNo

Financial Details

List Price$299,999
Original Price$310,000
Annual Taxes$4,928 (2025)
FinancingCash, Conventional, FHA, Other, VA Loan
ZoningPD
Parcel #U1131195P800000100030.0

Schools

ElementaryCorr-HB
MiddleEisenhower-HB
HighEast Bay-HB

Directions

From I-75, take Exit 250 toward Gibsonton. Head east on Gibsonton Dr, then turn onto New East Bay Rd. Continue into the Kings Lake community and follow to Waterbourne Dr. Property will be located at 13004 Waterbourne Dr.

Location

13004 WATERBOURNE DRIVE, GIBSONTON, FL 33534

Listing Information

OfficeHOMESMART
ListedSeptember 11, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$299,999

20% ($60,000)
6.75%

Loan Term

Principal & Interest$1,557
Property Tax (est.)$275
Insurance (est.)$150
Total Monthly$1,982
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $299,999 home in GIBSONTON.

🏛️

FHA Loan

$10,500 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 4, 2026.

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