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$380,000

10890 S TURNER AVENUE, FLORAL CITY, FL 34436

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

1,529 sq ft

Year Built

2001

Lot Size

2.57 acres

Garage

2

About This Property

Virtually Staged. YOUR PRIVATE 2.57-ACRE RETREAT AWAITS! Welcome to this beautiful custom-built 3-bedroom, 2-bath home with a 2-car garage, offering 1,529 sq. ft. of living space on an impressive 2.57-acre oversized corner lot. Step inside to a welcoming open floor plan with a desirable split-bedroom layout, providing privacy while keeping the main living areas open and inviting. The combined dining and family room creates a comfortable flow for everyday living and entertaining. The spacious kitchen features charming bay windows that bring in plenty of natural light, while the living area is highlighted by a beautiful brick fireplace—perfect for cozy evenings at home. The primary suite features a walk-in closet and private bath with dual sinks and a spacious walk-in shower, while the second bathroom offers a convenient tub/shower combination. Outside, you'll find just as much to love. Start your mornings with a cup of coffee on the welcoming front porch while enjoying the beautiful view, or unwind on the screened back porch overlooking the peaceful surroundings. The expansive 2.57-acre corner lot provides privacy, breathing room, and plenty of space for outdoor living and entertaining. A circular driveway offers convenient access and plenty of room for arriving and departing guests. The property also features welded-wire fencing with wooden posts. With NO HOA, you'll enjoy greater flexibility for additions such as a barn, extra shed, pool, detached garage, or other improvements, subject to county zoning, permitting, and other applicable requirements. The property is also located outside a FEMA-designated Special Flood Hazard Area according to county records (buyer to verify). MAJOR BUYER BENEFIT — SELLER WILL REPLACE THE ROOF PRIOR TO CLOSING!adding even more value. The home also features a 2023 water heater and 2014 A/C. Whether you're looking for a quiet private retreat or a home with plenty of space to gather and entertain, this property offers the best of both worlds. Come experience the space, privacy, freedom, and possibilities this beautiful Floral City property has to offer!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8547553
StatusActive
Year Built2001
Stories1
Total Rooms6
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionPLEASANT GROVE ACRES ADD 01
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Laminate, Linoleum
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorLighting, Private Entrance, Private Mailbox, Private Yard, Rain Gutters
FencingWire
Other StructuresShed(s)
Lot Size2.57 acres (111,766 sq ft)
Lot Dimensions246 x 558
Lot FeaturesCorner Lot, City Lot, In County, Landscaped, Oversized Lot
Road SurfacePaved, Asphalt
ViewTrees/Woods
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesCable Connected, Electricity Connected, Public

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$380,000
Annual Taxes$3,281 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRURMH
Parcel #19E21S010110000000710

Schools

ElementaryFloral City Elementary School
MiddleInverness Middle School
HighCitrus High School

Directions

Take Cortez Blvd, S Broad St and Snow Memorial Hwy to S Turner Ave in Floral City

Location

10890 S TURNER AVENUE, FLORAL CITY, FL 34436

Listing Information

OfficePEOPLE'S TRUST REALTY
ListedSeptember 29, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$380,000

20% ($76,000)
6.75%

Loan Term

Principal & Interest$1,972
Property Tax (est.)$348
Insurance (est.)$150
Total Monthly$2,470
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $380,000 home in FLORAL CITY.

🏛️

FHA Loan

$13,300 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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