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$299,000

624 SARNER PASS WAY, WINTER HAVEN, FL 33881

Active1 days on market

Beds

4

Baths

2

Sq Ft

1,617 sq ft

Year Built

2022

Lot Size

0.14 acres

Garage

2

About This Property

Welcome home! This beautiful property features a comfortable and functional layout, perfect for everyday living and entertaining. Enjoy spacious living areas, a well-appointed kitchen, and inviting bedrooms with plenty of room to relax. Step outside to the fully fenced backyard, providing added privacy and plenty of space for outdoor activities, pets, or weekend gatherings. The covered lanai is the perfect place to enjoy your morning coffee, unwind after a long day, or simply take in Florida’s beautiful weather year-round. Conveniently located near shopping, dining, schools, and major roadways, this home combines comfort, space, and convenience. Schedule your private showing today and come see everything this home has!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8547660
StatusActive
Year Built2022
Total Rooms8
ConstructionStucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionLAKE LUCERNE PH 5
CountyPolk
OwnershipFee Simple

Interior Features

InteriorOpen Floorplan
FlooringCeramic Tile
AppliancesDisposal, Dryer, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Private Yard
Lot Size0.14 acres (6,273 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Available, Underground Utilities

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$92 / Monthly
Senior CommunityNo

Financial Details

List Price$299,000
Annual Taxes$3,697 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262802522104000430

Schools

ElementaryLake Alfred Elem
MiddleBoone Middle
HighHaines City Senior High

Directions

From US-27, head west on FL-544. Turn onto Old Lucerne Park Rd, then turn right onto Century Dr. Turn left onto Twin Bowfish Way, then right onto Sarner Pass Way. Continue to 624 Sarner Pass Way; the property will be on the left.

Location

624 SARNER PASS WAY, WINTER HAVEN, FL 33881

Listing Information

OfficeTHE ELITE REALTY EXPERIENCE
ListedSeptember 10, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$299,000

20% ($59,800)
6.75%

Loan Term

Principal & Interest$1,551
Property Tax (est.)$274
Insurance (est.)$150
Total Monthly$1,976
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $299,000 home in WINTER HAVEN.

🏛️

FHA Loan

$10,465 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.

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