Open House
Saturday, October 24 · 11:00 AM–2:00 PM
$568,000
3992 ORCHARD HILL CIRCLE, PALM HARBOR, FL 34684
Beds
3
Baths
3
Sq Ft
2,018 sq ft
Year Built
1979
Lot Size
0.19 acres
Garage
2
About This Property
Move-in ready in Palm Harbor’s Lake St. George community! This spacious two-story, 3-bedroom, 2.5-bath home offers 2,018 sq. ft. of comfortable living space, a private screened-in pool, and a peaceful conservation backdrop with no immediate rear neighbor. The pool features a safety fence and full screened enclosure, creating an inviting space for relaxing, entertaining, and enjoying Florida living year-round. Inside, you'll find a functional floor plan with a full laundry room and a spacious kitchen offering abundant cabinet space and a built-in calendar/organization area. Major updates include an A/C replaced approximately 2 years ago, water heater approximately 4 years ago, and updated windows and doors approximately 5 years ago, valuable improvements for today's buyer. Location is a standout! Enjoy convenient access to Downtown Palm Harbor, local parks, shopping, dining, and some of Pinellas County's most popular Gulf Coast destinations, including Honeymoon Island and Caladesi Island. If you've been searching for a move-in-ready 3-bedroom pool home in Palm Harbor with over 2,000 sq. ft., updated major systems, and a conservation view, see why this home checks the boxes.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Directions
Take FL-60 W from Tampa across the Courtney Campbell Causeway toward Clearwater. Continue north toward Palm Harbor. Follow local roads to Orchard Hill Cir. Property is located at 3992 Orchard Hill Cir will be to your right.
Location
3992 ORCHARD HILL CIRCLE, PALM HARBOR, FL 34684
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$568,000
Loan Term
How to Buy This Home
Multiple financing options available for this $568,000 home in PALM HARBOR.
🏛️
FHA Loan
$19,880 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$28,400 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 13, 2026.