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$439,900

5155 SPANISH OAKS DRIVE, LAKELAND, FL 33805

3D Tour
Active0 days on market

Beds

4

Baths

4

Sq Ft

3,038 sq ft

Year Built

2005

Lot Size

0.42 acres

Garage

2

About This Property

Space is definitely not in short supply at 5155 Spanish Oaks Drive! Situated on approximately 0.42 acres, this two-story Lakeland home offers 4 bedrooms, 3.5 baths and more than 3,000 square feet of living space, along with a 2-car attached garage and a large fenced backyard. The property appraiser reflects 3,038 square feet of living area and a 2005 build date. The main level provides plenty of room to spread out, with multiple living and dining areas and an open connection between the kitchen and rear living space. The kitchen features abundant white cabinetry, generous counter space, a center island, stainless steel appliances and recessed lighting. Tile flooring extends throughout the main living areas, and a convenient half bath completes the first floor. Upstairs, a large open loft provides additional flexible living space. The oversized primary suite offers an impressive amount of room along with an en-suite bath featuring a dual-sink vanity, soaking tub and separate shower/toilet area. Three additional bedrooms complete the upper level, including one with its own en-suite bath, plus an additional full hall bath. Outside, a covered and screened rear patio overlooks the expansive fenced backyard, providing plenty of open outdoor space. Additional highlights include a roof approximately 4 years old, two HVAC units replaced in 2017 and serviced annually, and an annual HOA fee of $500. Located in Lakeland with convenient access to major roadways, shopping, dining and area amenities, this home offers generous indoor and outdoor space with plenty of flexibility to make it your own.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8547692
StatusActive
Year Built2005
Stories2
Total Rooms5
ConstructionBlock, Stucco, Wood Frame
RoofShingle
FoundationSlab
FacesSouth
SubdivisionSPANISH OAKS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s)
FlooringLaminate, Tile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
FencingFenced, Vinyl
Other StructuresShed(s)
Lot Size0.42 acres (18,156 sq ft)
Road SurfacePaved

Pool & Spa

Private PoolNo
SpaAbove Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$500 / Annually
Senior CommunityNo

Financial Details

List Price$439,900
Annual Taxes$1,973 (2024)
FinancingCash, Conventional, FHA, VA Loan
Parcel #242729161955000320

Directions

From I-4, take Exit 33 for FL-33. Head northeast on FL-33 N/Lakeland Hills Blvd approximately 1.3 miles. Turn right onto Spanish Oaks Blvd, then left onto Spanish Oaks Dr. Property will be on the left.

Location

5155 SPANISH OAKS DRIVE, LAKELAND, FL 33805

Listing Information

OfficeKELLER WILLIAMS REALTY- PALM HARBOR
ListedSeptember 11, 2026

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Home Price

$439,900

20% ($87,980)
6.75%

Loan Term

Principal & Interest$2,283
Property Tax (est.)$403
Insurance (est.)$150
Total Monthly$2,836
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How to Buy This Home

Multiple financing options available for this $439,900 home in LAKELAND.

🏛️

FHA Loan

$15,397 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.

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