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$565,000

344 CROSSWINDS DRIVE, PALM HARBOR, FL 34683

3D Tour
Active34 days on market

Beds

3

Baths

2

Sq Ft

1,769 sq ft

Year Built

1975

Lot Size

0.30 acres

Garage

2

About This Property

Where else and you be on canal front property for this price? Tucked back in Baywood Village. We've seen everything from snook to dolphins on this waterfront paradise. This beautifully UPDATED slice of paradise is the ultimate year-round sanctuary or seasonal getaway you've been dreaming of! This home features three bedrooms and 2 bathrooms with a two-car garage. All the rooms have been updated and move-in ready. Baywood has a community center and the neighborhood is a golf cart community. Sprinkler system is on a well. The pump and well were replaced in 2024. A/C new last year.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8547718
StatusActive
Year Built1975
Total Rooms9
ConstructionStucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionBAYWOOD VILLAGE SEC
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, L Dining, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s)
FlooringTile
AppliancesCooktop, Dishwasher, Microwave, Refrigerator
LaundryInside
CoolingCentral Air
HeatingBaseboard, Central, Electric

Exterior & Lot

ExteriorIrrigation System
Lot Size0.30 acres (13,107 sq ft)
Road SurfacePaved
ViewWater
0

Waterfront

WaterfrontYes
FeaturesCanal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$565,000
Annual Taxes$5,353 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #23 27 15 05832 000 0570

Directions

US Hwy 19 Turn on E Klosterman Rd Turn right at the 1st cross street onto E Klosterman Rd Turn left onto Palm Harbor Blvd Turn right onto Westwinds Dr Turn left onto Crosswinds Dr. Home is on the left.

Location

344 CROSSWINDS DRIVE, PALM HARBOR, FL 34683

Listing Information

OfficeFUTURE HOME REALTY INC
ListedSeptember 11, 2026

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Home Price

$565,000

20% ($113,000)
6.75%

Loan Term

Principal & Interest$2,932
Property Tax (est.)$518
Insurance (est.)$150
Total Monthly$3,600
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How to Buy This Home

Multiple financing options available for this $565,000 home in PALM HARBOR.

🏛️

FHA Loan

$19,775 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$28,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 15, 2026.

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