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$535,000

11084 102ND TERRACE, SEMINOLE, FL 33778

3D Tour
Active8 days on market

Beds

4

Baths

2

Sq Ft

1,944 sq ft

Year Built

1968

Lot Size

0.14 acres

Garage

1

About This Property

Virtually Staged. Imagine coming home to a beautifully remodeled, move-in-ready 4-bedroom, 2-bathroom home where comfort, style, and Florida living come together perfectly. Located in the desirable city of Seminole, this inviting home is designed for the way you want to live, whether you're hosting friends, gathering with family, or simply enjoying a quiet evening at home. From the moment you step inside, you'll feel the difference. The spacious, open-concept design creates an effortless flow between the living room, kitchen, and expansive family room, making it easy to stay connected with the people you love. The beautifully appointed kitchen is truly the heart of the home, featuring granite countertops, a breakfast bar, stainless steel appliances, and abundant wood cabinetry that offers both style and storage. The three-way split-bedroom floor plan provides the privacy and flexibility today's families appreciate. The spacious primary suite offers a peaceful escape at the end of the day, complete with a luxurious jetted tub and separate shower. The oversized family room invites you to slow down and enjoy the moment, with soaring vaulted ceilings and a cozy fireplace creating the perfect setting for movie nights, holiday gatherings, or relaxing with a good book. And then there's the backyard, your own private Florida retreat. French doors from the primary bedroom, family room, and third bedroom fill the home with natural light while creating a seamless connection to the outdoors. Step outside and you'll discover an inviting space featuring an inviting pool and tiki bar, perfect for entertaining, weekend gatherings, or simply enjoying beautiful Florida days and evenings at home. This is more than just a house; it's a place where memories are made, friends gather, and everyday life feels a little more special.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8547745
StatusActive
Year Built1968
Total Rooms7
ConstructionBlock
RoofShingle
FoundationBlock
FacesWest
SubdivisionHI-RIDGE ESTATES
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringCarpet, Laminate
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Electric Water Heater, Ice Maker, Microwave, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorPrivate Yard
FencingVinyl
Lot Size0.14 acres (5,998 sq ft)
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesAbove Ground, Deck

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Electricity Connected, Phone Available, Sewer Available, Sewer Connected, Water Available, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$535,000
Annual Taxes$3,390 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #153015400860000320

Directions

102nd Avenue to right on 110th Way, left on 102nd Terrace.

Location

11084 102ND TERRACE, SEMINOLE, FL 33778

Listing Information

OfficeCENTURY 21 BEGGINS
ListedSeptember 11, 2026

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Home Price

$535,000

20% ($107,000)
6.75%

Loan Term

Principal & Interest$2,776
Property Tax (est.)$490
Insurance (est.)$150
Total Monthly$3,416
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How to Buy This Home

Multiple financing options available for this $535,000 home in SEMINOLE.

🏛️

FHA Loan

$18,725 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 19, 2026.

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