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$205,900

1211 NIAGARA STREET, PLANT CITY, FL 33563

3D Tour
Active0 days on market

Beds

3

Baths

2

Sq Ft

1,113 sq ft

Year Built

1993

Lot Size

0.27 acres

Garage

1

About This Property

Auction Property. Auction Property. Nice home in the heart of Plant City. Close to shopping of all kinds. Close to Major Highways and the interstate. No neighbors on the right side of home as it is on a creek. Located at the end of the road. All Bids must be submitted during the auction via the property's listing page. This sale is subject to a 5% or $2,500 minimum buyer's premium pursuant to the auction Terms & Conditions. All bids will be subject to seller approval (minimums may apply). Under FinCEN's new RRE Rule, transfers will be subject to reporting when buyers use entities or trusts to take title to residential real estate, when the transaction is all cash, privately financed or HELOC.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8547822
StatusActive
Year Built1993
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionNORTH GIBSON TERRACE
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorKitchen/Family Room Combo
FlooringOther
AppliancesOther
LaundryOther
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorOther
Lot Size0.27 acres (11,693 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$205,900
Annual Taxes$3,441 (2025)
ZoningR-1
Parcel #P21282258000000100006.0

Directions

N Gordon St, East on E Cherry St, Left on Niagara St. Home is at the end of the road.

Location

1211 NIAGARA STREET, PLANT CITY, FL 33563

Listing Information

OfficeMCPEAK REAL ESTATE FIRM
ListedSeptember 12, 2026

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Home Price

$205,900

20% ($41,180)
6.75%

Loan Term

Principal & Interest$1,068
Property Tax (est.)$189
Insurance (est.)$150
Total Monthly$1,407
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How to Buy This Home

Multiple financing options available for this $205,900 home in PLANT CITY.

🏛️

FHA Loan

$7,207 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$10,295 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 13, 2026.

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